Worcester County property record for 5 Offshore Ln, Ocean Pines, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,090 sqft · built 1989 |
| Lot Size | 0.355 acres (15,484 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,573 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-093832 |
| Primary APN | 03-093832 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,090 sqft Total Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,484 sqft (0.355 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 247 sqft |
| Deck Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 093832 |
|---|---|
| Street Address | 5 OFFSHORE LN |
| City | BERLIN |
| State | MD |
| Zip | 21811-1908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT B-09-001 15484 SQ FT OFFSHORE LN PL OCEAN PINES SEC NINE |
| Legal Subdivision | OCEAN PINES SEC 09 |
| Legal Lot Number | 1 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 951102 |
Source: Worcester County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 OFFSHORE LN, BERLIN, MD 21811-1908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC |
| Sep 14, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2002 |
| Deed Sale | Apr 5, 2002 |
| Prior Sale | Aug 25, 1999 |
| Deed Document Number | 2002336312 |
| Deed Book / Page | 3297 / 449A |
| Transfer Doc | 0000320345 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 5 OFFSHORE LN, OCEAN PINES, MD 21811-1908 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | NATIONAL LINK |
| Name | Verified Name |
|---|
| Document Number | 0071510177 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 7151/177 |
| Instrument | 7151-177 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 5 OFFSHORE LN, OCEAN PINES, MD 21811-1908 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0077690465 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 7769/465 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Worcester County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,467 (+9.02%) | $376,200 (-) Land $95,000 Building $281,200 | |
| 2025 | $2,573.00 (+3.62%) Homeowner's exemption | $318,733 (+16.21%) | $376,200 (+29.72%) Land $95,000 Building $281,200 |
| 2023 | $2,483.00 Homeowner's exemption | $274,267 | $290,000 Land $81,000 Building $209,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 301 policies |
| Nearby Flood Policies | 301 in force |
| Nearby Flood Claims | 6 (2011–2026) |
| Most Recent Claim | Jul 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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