Monmouth County and Loch Arbour Village property record for 5 Ocean Pl S, Allenhurst, NJ 07711
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,920 sqft · built 1977 |
| Lot Size | 0.131 acres (5,702 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $23,117 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 26-00009-0000-00010 |
| Primary APN | 26-00009-0000-00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,920 sqft Living Area |
| 1st Floor Area | 1,828 sqft |
| Upper Floors Area | 1,092 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Tudor |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,702 sqft (0.131 acres) |
| Lot Dimensions | 100 ft deep x 57 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Pool Area | 170 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 168 sqft |
| Patio Area | 156 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 5 OCEAN PL S |
|---|---|
| City | ALLENHURST |
| State | NJ |
| Zip | 07711-1234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | OPTIMO BUILDERS |
| Legal Block | 9 |
| Legal Lot Number | 10 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | LOCH ARBOUR |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 812400 |
5 Ocean Pl S is owner-occupied and held in a trust since July 2025.
Source: Monmouth County and Loch Arbour Village records, as of July 9, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5 OCEAN PL S, ALLENHURST, NJ 07711-1234 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit HSBC BANK USA |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 10, 2025 |
| Transfer Doc | 0097465691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 5 OCEAN PL S, ALLENHURST, NJ 07711-1234 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | KENSINGTON VANGUARD NATL LAN |
| Name | Verified Name |
|---|
| Document Number | 0095955598 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 9595/5598 |
| Instrument | 2022052936 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 5 OCEAN PL S, ALLENHURST, NJ 07711-1234 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0095143425 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 9514/3425 |
| Instrument | 2021083538 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.14% |
| Type Change Date | Jun 1, 2031 |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.14% |
| Index | 1-Month LIBOR |
| Max Rate | 7.14% |
The 2025 property tax bill for 5 Ocean Pl S was $23,117, up 11.8% from the year before.
Source: Monmouth County and Loch Arbour Village assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Loch Arbour Village |
| Unified School District | Loch Arbour School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,099,200 (+16.39%) Land $5,552,200 Building $1,547,000 | $7,099,200 (+16.39%) Land $5,552,200 Building $1,547,000 | |
| 2025 | $23,117.00 (+11.79%) | $6,099,600 Land $4,465,800 Building $1,633,800 | $6,099,600 Land $4,465,800 Building $1,633,800 |
| 2024 | $20,679.00 | ||
| 2023 | $4,969,500 Land $3,612,500 Building $1,357,000 | $4,969,500 Land $3,612,500 Building $1,357,000 | |
| 2022 | $20,959.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Ocean Pl S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 113 (1978–2023) |
| Claims Outside the SFHA | 39 of 113 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5 Ocean Pl S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures