5 Ocean Ave, Rockport, MA 01966 Property Records

Essex County and Rockport Town property record for 5 Ocean Ave, Rockport, MA 01966

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,360 sqft · built 1925
Lot Size	0.695 acres (30,274 sqft)
Owner	Individual Name on File
Last Sale	$630,040 (Oct 2015)
Tax Bill	$9,373 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ROCK M:15 B:87`

Property Details

APN / Parcel Number

Primary APN	`ROCK M:15 B:87`
Alternative APNs	`RPRT M:15 B:87` `1349`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
Gross Area	3,872 sqft
1st Floor Area	1,130 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	30,274 sqft (0.695 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1349
Street Address	5 OCEAN AVE
City	ROCKPORT
State	MA
Zip	01966-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	87
Legal Lot Number	87
Jurisdiction	ROCKPORT MA
Township / Civil Division	ROCKPORT
Census Block Group	1
Census Block	1031
Census Tract	220102

Owner

5 Ocean Ave is owned and occupied by an individual who bought it in October 2015.

Source: Essex County and Rockport Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5 OCEAN AVE, ROCKPORT, MA 01966-1118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Jun 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2015 · Amount on File
Deed Sale	Oct 6, 2015 · Amount on File
Deed Book / Page	34425 / 342
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKPORT MA
Property Address	5 OCEAN AVE, ROCKPORT, MA 01966-1118
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00041101-7
Date	Aug 1, 2022
Book Page	41101/7
Instrument	20220801000190

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKPORT MA
Property Address	5 OCEAN AVE, ROCKPORT, MA 01966-1118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37647-260
Date	Jul 8, 2019
Book Page	37647/260
Instrument	20190708001040

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2039

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKPORT MA
Property Address	5 OCEAN AVE, ROCKPORT, MA 01966-1118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38576-446
Date	Jun 3, 2020
Book Page	38576/446
Instrument	20200603001000

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5 Ocean Ave was $9,373, up 17.4% from the year before.

Source: Essex County and Rockport Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rockport Town
Unified School District	Rockport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,373.00 (+17.44%)	$1,070,000 (+12.88%) Land $520,000 Building $550,000	$1,111,880
2024	$7,981.00 (+7.24%)	$947,900 (+20.11%) Land $473,800 Building $474,100
2023	$7,442.00	$789,200 Land $395,000 Building $394,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Ocean Ave in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 individual policies
Nearby Flood Policies	35 units insured incl. 5 condo units
Nearby Flood Claims	28 (1978–2018)
Claims Outside the SFHA	9 of 28
Most Recent Claim	Dec 2018 · other causes
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Severe Storms And Flooding, May 2006 · 2 claims Coastal Storm, Oct 1991 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Ocean Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKPORT WATER DEPT serves 10,000 people · EPA ID MA3252000
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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