5 Oberlin Dr, Warwick, RI 02886 Property Records

Warwick City property record for 5 Oberlin Dr, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,712 sqft · built 1955
Lot Size	0.254 acres (11,061 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2019)
Tax Bill	$6,271 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23800240000`

Property Details

APN / Parcel Number

Primary APN	`23800240000`
Alternative APNs	`WARW M:238 B:0024 L:0000` `101690`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
Gross Area	4,064 sqft
1st Floor Area	1,712 sqft
Basement Area	1,712 sqft
Unfinished Basement	368 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,061 sqft (0.254 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	101690
Street Address	5 OBERLIN DR
City	WARWICK
State	RI
Zip	02886-8508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A10
Legal Block	24
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1022
Census Tract	22201

Owner

Source: Warwick City assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 OBERLIN DR, WARWICK, RI 02886-8508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
May 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK
Mar 29, 2019	Trustee's Deed, Foreclosure · FHA Mortgage NORTHPOINTE BANK
Aug 22, 2018	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	20193804
Deed Book / Page	9238 / 236
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Recording Date	May 21, 2026
Property Address	5 OBERLIN DR, WARWICK, RI 02886-8508
Document Number	010896-269
Book / Page	10896 / 269
Instrument Date	May 6, 2026
Instrument	20265777
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 OBERLIN DR, WARWICK, RI 02886-8508

Mortgage

Document Number	0000005777,
Date	May 21, 2026
Book Page	10896/269
Instrument	20265777

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	5 OBERLIN DR, WARWICK, RI 02886-8508
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010248-183
Date	Nov 28, 2022
Book Page	10248/183
Instrument	16357

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	5 OBERLIN DR, WARWICK, RI 02886-8508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9502-154
Date	May 1, 2020
Book Page	9502/154
Instrument	5541

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WARWICK RI
Recording Date	Mar 29, 2019
Property Address	5 OBERLIN DR, WARWICK, RI 02886-8508
Document Number	9238-236
Book / Page	9238 / 236
Instrument Date	Mar 29, 2019
Instrument	3804
Transaction Type	Foreclosure
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3805
Date	Mar 29, 2019
Instrument	3805

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WARWICK RI
Recording Date	Aug 22, 2018
Property Address	5 OBERLIN DR, WARWICK, RI 02886-8508
Document Number	9117-32
Book / Page	009117 / 000032
Instrument Date	Aug 22, 2018
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5 OBERLIN DR WARWICK RI 028868508, WARWICK, RI 02886-8508

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,271.00 (+13.44%)	$493,800 (+26.75%) Land $134,200 Building $359,600
2024			$392,445
2023	$5,528.00 (+8.12%)	$389,600 (+42.71%) Land $112,900 Building $276,700
2022	$5,113.00	$273,000 Land $82,200 Building $190,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

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