LaSalle County property record for 5 Oak Ter, Ottawa, IL 61350
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,234 sqft · built 1971 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $153,000 (Mar 2013) |
| Tax Bill | $7,033 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-35-309-005 |
| Primary APN | 13-35-309-005 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,234 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Level |
| Lot Area | 17,860 sqft (0.41 acres) |
| Street Address | 5 OAK TER |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-1132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK VIEW SUB, LT 3005 BLK 2 SEC 35-34-3 |
| Legal Range | 03 |
| Legal Township | 34 |
| Legal Section | 35 |
| Legal Subdivision | OAK VIEW SUB |
| Legal Block | 2 |
| Legal Lot Number | 3005 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | WALLACE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 962600 |
Source: LaSalle County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 OAK TER, OTTAWA, IL 61350-1132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2013 · Amount on Record |
| Deed Sale | Mar 4, 2013 · Amount on Record |
| Deed Document Number | 20134392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Jul 20, 2026 |
| Property Address | 5 OAK TER, OTTAWA, IL 61350-1132 |
| Document Number | 0000007393 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20267393 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007393, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 20267393 |
| Name | FINANCIAL PLUS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Wallace Township |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Elementary School District | Wallace Community Consolidated School District 195 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,033.00 (+2.87%) | $93,811 (+18.1%) Land $12,183 Building $81,628 | $281,433 (+18.1%) Land $36,549 Building $244,884 |
| 2024 | $6,837.00 | ||
| 2023 | $79,431 (+9.59%) Land $10,761 Building $68,670 | $238,293 (+9.59%) Land $32,283 Building $206,010 | |
| 2022 | $72,480 Land $9,819 Building $62,661 | $217,440 Land $29,457 Building $187,983 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAND AND WTR ASSN private · serves 83 people · EPA ID IL0995050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Radium not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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