5 Oak St, Tillson, NY 12486 Property Records

Ulster County and Rosendale Town property record for 5 Oak St, Tillson, NY 12486

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,781 sqft · built 1972
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Aug 2003)
Tax Bill$8,312 (2025)
Deeds & MortgagesMay 2023 Refinance
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN514600 70.42-1-25

Property Details

APN / Parcel Number

Primary APN514600 70.42-1-25
Alternative APN
  • 128030.000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,781 sqft Living Area
1st Floor Area1,781 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area220 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number128030.000
Street Address5 OAK ST
CityTILLSON
StateNY
Zip12486-1002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Block1
Legal Lot Number25.000
JurisdictionULSTER NY
Township / Civil DivisionROSENDALE
Census Block Group2
Census Block2007
Census Tract952800

Owner

5 Oak St is owned and occupied by two individuals who bought it in August 2003.

Source: Ulster County and Rosendale Town records, as of April 22, 2026

Owner of Record2 Individual Names on File
Mailing Address5 OAK ST, TILLSON, NY 12486-1002
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
HUDSON VALLEY FCU
Jan 6, 2020Deed of Trust, Mortgage · Balloon Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2003 · Amount on File
Deed SaleAug 8, 2003 · Amount on File
Deed Book / Page3678 / 9
Prior Transfer DateOct 12, 2000
Prior Transfer Doc0000000196
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address5 OAK ST, TILLSON, NY 12486-1002
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005837
DateMay 25, 2023
Book Page13093/188
Instrument2023-5837
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueJun 1, 2043

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address5 OAK ST, TILLSON, NY 12486-1002
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000230
DateJan 6, 2020
Book Page11969/187
Instrument2020-230
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5 Oak St was $8,312 with a homeowner's exemption.

Source: Ulster County and Rosendale Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountyUlster County
County SubdivisionRosendale Town
Unified School DistrictKingston City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,312.00$247,320 Land $35,000 Building $212,320$441,643 Land $62,500 Building $379,143
2023$247,320 (-) Land $35,000 Building $212,320$380,492 (+13.85%) Land $53,846 Building $326,646
2022$247,320 Land $35,000 Building $212,320$334,216 Land $47,297 Building $286,919
2021$2,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Oak St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims17 (2005–2011)
Claims Outside the SFHA7 of 17
Most Recent ClaimDec 2011
Claims by Event
  • Hurricane Irene, Aug 2011 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTILLSON ESTATES COMM. ASSOC.
private · serves 382 people · EPA ID NY5503385
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number