Stafford County property record for 5 Oak Rd, Stafford, VA 22556
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1950 |
| Owner | Individual Name on Record |
| Tax Bill | $2,277 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 20A-21 |
| Primary APN | 20A-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 248 sqft |
| Patio Area | 248 sqft |
| Shed | 1 Shed |
| Heating Fuel | Oil |
|---|---|
| Sewer | Connected |
| Account Number | 5797 |
|---|---|
| Old Parcel Number | 020A 21 |
| Street Address | 5 OAK RD |
| City | STAFFORD |
| State | VA |
| Zip | 22556-3865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1- SUBURB RES |
| Legal Description | LOT 21 Q D C SUBDIVISION |
| Legal Subdivision | Q D C SUB |
| Legal Lot Number | 21 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GRIFFIS-WIDEWATER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10206 |
Source: Stafford County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 OAK RD, STAFFORD, VA 22556-3865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance VIRGINIA CREDIT UNION INC |
| Oct 19, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance VIRGINIA CREDIT UNION INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 19, 2021 |
| Transfer Doc | 0210034987 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 5 OAK RD, STAFFORD, VA 22556-3865 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0210034988 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 210034988 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Oct 19, 2021 |
| Property Address | 5 OAK RD, STAFFORD, VA 22556-3865 |
| Document Number | 210034987 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 210034987 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 OAK RD, STAFFORD, VA 22556-3865 |
| Document Number | 210034988 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 210034988 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,277.00 (+0.66%) | $243,100 (+1.55%) Land $120,000 Building $123,100 | $243,100 (+1.55%) Land $120,000 Building $123,100 |
| 2023 | $2,262.00 (+39.8%) | $239,400 Land $110,000 Building $129,400 | $239,400 Land $110,000 Building $129,400 |
| 2021 | $1,618.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2003–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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