5 Oak Rd, Elkton, MD 21921 Property Records

Cecil County property record for 5 Oak Rd, Elkton, MD 21921 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1961
Square Footage	1,830 sqft Total Area
Lot Size	42,253 sqft (0.97 acres)
Garage	Attached, 504 sqft
Occupancy	Owner Occupied
Last Sale	$330,000 (2023)
Tax Bill	$2,816.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-001915`
Alternative APNs	`4001915` `001915`

Interior

Full Baths	2 Baths
Building Area	1,830 sqft Total Area
Basement Area	500 sqft Basement
Finished Basement	500 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	42,253 sqft (0.97 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	504 sqft Garage
Porch Area	434 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	001915
Street Address	5 OAK RD
City	ELKTON
State	MD
Zip	21921-2084
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 19 - .97 ACRE 5 OAK ROAD GLEN FARMS
Legal Subdivision	ADDITION TO GLEN FARMS
Legal Lot Number	19
Jurisdiction	CECIL MD
Minor Civil Division	4, FAIR HILL
Census Blockgroup	1
Census Block	1018
Census Tract	30602

Owner

Source: Cecil County records · APN 04-001915

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 OAK RD, ELKTON, MD 21921-2084
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Mar 17, 2004 · Amount on Record
Deed Book / Page	5342 / 146
Prior Transfer Date	Dec 28, 2011
Prior Transfer Doc	0031380163
Record Refreshed	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jun 27, 2023
Property Address	5 OAK RD, ELKTON, MD 21921-2084
Document Number	0053420146
Book / Page	5342 / 146
Instrument Date	Jun 21, 2023
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	5 OAK RD, ELKTON, MD 21921-2084

Mortgage

Document Number	0053420152
Date	Jun 27, 2023
Instrument	5342-0152

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,833 (+9.13%)	$324,300 (+27.38%) Land $126,100 Building $198,200
2025	$2,816.00 (+40.31%)	$254,600 (+5.03%) Land $86,100 Building $168,500	$254,600 (-) Land $86,100 Building $168,500
2023	$2,007.00 (-24.58%)	$242,400 (+2.58%)	$254,600 (+7.74%) Land $86,100 Building $168,500
2022	$2,661.00 Homeowner's exemption	$236,300 Land $86,100 Building $150,200	$236,300 Land $86,100 Building $150,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.