Cumberland County and Harpswell Town property record for 5 Oak Ledge Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,350 sqft · built 1960 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $417,000 (Mar 2023) |
| Tax Bill | $2,338 (2025) |
| Deeds & Mortgages | May 2023 Refinance Mar 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:052 L:038 |
| Primary APN | HARP M:052 L:038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 5,055 sqft |
| 1st Floor Area | 1,017 sqft |
| Attic | Attic |
| Attic Area | 1,481 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3852 |
|---|---|
| Street Address | 5 OAK LEDGE RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-4213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | INT |
| Legal Lot Number | 38 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 17102 |
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 OAK LEDGE RD, HARPSWELL, ME 04079-4213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU |
| Mar 17, 2023 | Warranty Deed, Transfer |
| Oct 6, 2020 | Deed of Trust, Mortgage BATH SVGS INSTITUTION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2023 · Amount on Record |
| Deed Sale | Mar 17, 2023 · Amount on Record |
| Prior Sale | Apr 25, 2013 · Amount on Record |
| Deed Document Number | 20238007 |
| Deed Book / Page | 40030 / 126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 5 OAK LEDGE RD, HARPSWELL, ME 04079-4213 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0401370060 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 40137/60 |
| Instrument | 15637 |
| Name | ATLANTIC REGIONAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Mar 17, 2023 |
| Property Address | 5 OAK LEDGE RD, HARPSWELL, ME 04079-4213 |
| Document Number | 0400300126 |
| Book / Page | 40030 / 126 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 8007 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5 WHALE WATCH RD, ORRS ISLAND, ME 04066-2434 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 5 OAK LEDGE RD, HARPSWELL, ME 04079-4213 |
| Document Number | 0372980170 |
| Instrument Date | Oct 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 5 OAK LEDGE RD HARPSWELL ME 040794213, HARPSWELL, ME 04079-4213 |
| Document Number | 0372980170 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 037298/000170 |
| Instrument | 65510 |
| Name | BATH SVGS INSTITUTION |
|---|---|
| Address | BATH, ME 04530 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 13, 2050 |
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,338.00 (+4.7%) | $351,100 (-) Land $63,700 Building $287,400 |
| 2024 | $2,233.00 (+5.33%) | $351,100 (+1.04%) Land $63,700 Building $287,400 |
| 2023 | $2,120.00 (+52.74%) | $347,500 (+47.75%) Land $63,700 Building $283,800 |
| 2022 | $1,388.00 | $235,200 Land $63,700 Building $171,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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