5 Oak Ave, La Plata, MD 20646 Property Records

Charles County property record for 5 Oak Ave, La Plata, MD 20646

Property Summary

Property Type	Commercial
Details	3 ba · 2,388 sqft · built 1900
Lot Size	0.278 acres (12,109 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Sep 2016)
Tax Bill	$5,407 (2023)
Deeds & Mortgages	Oct 2017 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-004662`

Property Details

APN / Parcel Number

Primary APN	`01-004662`
Alternative APNs	`1004662` `004662`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,388 sqft Gross Area
1st Floor Area	1,244 sqft
Flooring	Carpet

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,109 sqft (0.278 acres)
View / Lot	Commercial/Industrial
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	004662
Street Address	5 OAK AVE
City	LA PLATA
State	MD
Zip	20646-5958
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CB
Legal Description	.278 AC OAK AVENUE LA PLATA
Legal Subdivision	LA PLATA
Legal Block	1
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	1
Census Block	1007
Census Tract	851003

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5120 VEST LN, WALDORF, MD 20601-2216
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2017	Deed of Trust, Mortgage VIRGINIA PTRS BK
Jul 21, 2017	Deed of Trust, Mortgage VIRGINIA PTRS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2016 · Amount on Record
Deed Sale	Sep 28, 2016 · Amount on Record
Prior Sale	Oct 29, 1999 · Amount on Record
Deed Book / Page	9534 / 462
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5 OAK AVE, LA PLATA, MD 20646-5958
Document Number	0099230322
Book / Page	009923 / 000322
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099230322
Date	Oct 23, 2017
Book Page	009923/000322

Lender

Name	VIRGINIA PTRS BK
Type	Bank

Agreement

Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5 OAK AVE, LA PLATA, MD 20646-5958
Document Number	0099230332
Book / Page	009923 / 000332
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	SOUTHERN MARYLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39810 GOLDEN BEACH RD MECHANICSVILLE MD 206596091, MECHANICSVILLE, MD 20659-6091

Mortgage

Document Number	0099230332
Date	Jul 25, 2017
Book Page	009923/000332

Lender

Name	VIRGINIA PTRS BK
Type	Bank
Address	FREDERICKSBURG, VA 22401

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,100 (+0.08%) Land $182,800 Building $175,300	$358,100 (+0.08%) Land $182,800 Building $175,300
2023	$5,407.00	$357,800 Land $182,800 Building $175,000	$357,800 Land $182,800 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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