Otsego County and Edmeston Town property record for 5 North St, Edmeston, NY 13335 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,338 sqft · built 1900 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Jan 2002) |
| Tax Bill | $2,439 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2025 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 362800 108.17-1-19.00 |
| Primary APN | 362800 108.17-1-19.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,338 sqft Living Area |
| 1st Floor Area | 1,169 sqft |
| 2nd Floor Area | 1,169 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Width | 58 ft Width |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 214 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 016220 |
|---|---|
| Street Address | 5 NORTH ST |
| City | EDMESTON |
| State | NY |
| Zip | 13335-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | EDMESTON |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 590401 |
Source: Otsego County and Edmeston Town records · APN 362800 108.17-1-19.00
Assessment roll updated April 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 145, EDMESTON, NY 13335-0145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2026 | Deed of Trust, Mortgage BANK NATIONAL ASSOCIATION |
| Sep 11, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION |
| Jul 02, 2020 | Loan Modification, Mortgage · Line of Credit NBT BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2002 · Amount on Record |
| Deed Sale | Jan 10, 2002 · Amount on Record |
| Deed Book / Page | 956 / 319 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 07, 2026 |
| Property Address | 5 NORTH ST, EDMESTON, NY 13335-2420 |
| Document Number | 0000003055 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20263055 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5 NORTH ST, EDMESTON, NY 13335-2420 |
| Document Number | 0000003055, |
|---|---|
| Date | Jul 07, 2026 |
| Instrument | 20263055 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 5 NORTH ST, EDMESTON, NY 13335-2420 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000527 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 2025-3527 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 5 NORTH ST, EDMESTON, NY 13335-2420 |
| Document Number | 0000003939 |
| Instrument Date | Jul 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2020 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 5 NORTH ST EDMESTON NY 13335, EDMESTON, NY 13335 |
| Document Number | 0000003939 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 3939 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | EDMESTON, NY 13335 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Otsego County and Edmeston Town records · Assessment roll updated April 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Edmeston Town |
| Unified School District | Edmeston Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,439.00 | $165,600 (+190.53%) Land $5,400 Building $160,200 | $165,600 (+19.67%) Land $5,400 Building $160,200 |
| 2023 | $57,000 Land $4,800 Building $52,200 | $138,383 Land $11,653 Building $126,730 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775904012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 80 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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