5 Normandy Ter, West Orange, NJ 07052 Property Records

Essex County and West Orange Township property record for 5 Normandy Ter, West Orange, NJ 07052

Property Summary

Property Type	Single Family Home
Details	1,799 sqft · built 1952
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Sep 2022)
Tax Bill	$13,674 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-00155-10-00022`

Property Details

APN / Parcel Number

Primary APN	`22-00155-10-00022`
Alternative APNs	`2200155001000022` `2200155J00022`

Interior

Stories	1 Story
Building Area	1,799 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	2200155J00022
Street Address	5 NORMANDY TER
City	WEST ORANGE
State	NJ
Zip	07052-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	50X100
Legal Block	155
Legal Lot Number	22
Jurisdiction	ESSEX NJ
Township / Civil Division	WEST ORANGE
Census Block Group	4
Census Block	4003
Census Tract	17400

Owner

5 Normandy Ter is owned and occupied by two individuals who bought it in September 2022.

Source: Essex County and West Orange Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 NORMANDY TER, WEST ORANGE, NJ 07052-2716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Sep 16, 2022	Deed, Transfer · Conventional Mortgage FIRST ALLIANCE HOME MORTGAGE LLC
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS
Nov 8, 2019	Grant Deed, Transfer · Conventional Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on File
Deed Sale	Sep 16, 2022 · Amount on File
Prior Sale	Nov 8, 2019 · Amount on File
Deed Document Number	202285030
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	5 NORMANDY TER, WEST ORANGE, NJ 07052-2716
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072468
Date	Nov 19, 2025
Instrument	2025072468

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	DALLAS, TX 75261

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 18, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 16, 2022
Property Address	5 NORMANDY TER, WEST ORANGE, NJ 07052-2716
Document Number	0000085030
Instrument Date	Sep 9, 2022
Instrument	2022085030
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	HAMPTONS TITLE AGENCY INC, CHAMPION TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 NORMANDY TER, WEST ORANGE, NJ 07052-2716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 NORMANDY TER, WEST ORANGE, NJ 07052-2716

Mortgage

Document Number	0000085031
Date	Sep 16, 2022
Instrument	2022085031

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	5 NORMANDY TER, WEST ORANGE, NJ 07052-2716
Document Number	0000106088
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	TOWN TITLE AGENCY LLC, TOWN TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 NORMANDY TER WEST ORANGE NJ 070522716, WEST ORANGE, NJ 07052-2716

Mortgage

Document Number	0000106088
Date	Nov 8, 2019
Instrument	106088

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 7, 2029

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 8, 2019
Property Address	5 NORMANDY TER, WEST ORANGE, NJ 07052-2716
Document Number	0000106087
Instrument Date	Sep 10, 2019
Instrument	106087
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	TOWN TITLE AGENCY LLC, TOWN TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 NORMANDY TER WEST ORANGE NJ 070522716, WEST ORANGE, NJ 07052-2716

Mortgage

Document Number	106088
Date	Nov 8, 2019
Instrument	106088

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 7, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 5 Normandy Ter was $13,674, up 0.5% from the year before.

Source: Essex County and West Orange Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	West Orange Township
Unified School District	West Orange Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,500 (-) Land $205,000 Building $315,500	$520,500 (-) Land $205,000 Building $315,500
2025	$13,674.00 (+0.53%)	$520,500 Land $205,000 Building $315,500	$520,500 Land $205,000 Building $315,500
2024	$13,602.00
2023		$290,400 (-) Land $125,000 Building $165,400	$290,400 (-) Land $125,000 Building $165,400
2022	$12,885.00 (+1.91%)	$290,400 Land $125,000 Building $165,400	$290,400 Land $125,000 Building $165,400
2021	$12,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Normandy Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1981–2021)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Normandy Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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