5 Noel Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 5 Noel Rd, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,543 sqft · built 1954
Lot Size1.24 acres (54,014 sqft)
Owner2 Individual Names on File
Tax Bill$7,584 (2025)
Deeds & MortgagesAug 2026 Second Mortgage
Flood ZoneZone X (minimal risk)
APNANDO M:00086 B:00012 L:00000

Property Details

APN / Parcel Number

Primary APNANDO M:00086 B:00012 L:00000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,543 sqft Living Area
Gross Area3,086 sqft
Basement Area1,403 sqft
Unfinished Basement1,263 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area54,014 sqft (1.24 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5 NOEL RD
CityANDOVER
StateMA
Zip01810-1329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal Block12
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group5
Census Block5014
Census Tract254100

Owner

5 Noel Rd is owned and occupied by two individuals.

Source: Essex County and Andover Town records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address5 NOEL RD, ANDOVER, MA 01810-1329
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Recording DateAug 14, 2026
Property Address5 NOEL RD, ANDOVER, MA 01810-1329
Document Number0000013938
Book / Page18663 / 297
Instrument DateAug 10, 2026
Instrument202613938
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 NOEL RD, ANDOVER, MA 01810-1329

Mortgage

Document Number0000013938,
DateAug 14, 2026
Book Page18663/297
Instrument202613938
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term12 Months
DueSep 1, 2027
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5 Noel Rd was $7,584, down 1.6% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,584.00 (-1.65%)$607,200 (+1.42%) Land $415,300 Building $191,900$687,325
2024$7,711.00 (+4.5%)$598,700 (+10.83%) Land $409,700 Building $189,000
2023$7,379.00$540,200 Land $369,300 Building $170,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Noel Rd in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims28 (1979–2010)
Claims Outside the SFHA7 of 28
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 6 claims
  • Severe Storms And Flooding, May 2006 · 13 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Noel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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