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5 Nipmuc Trl, Westerly, RI 02891 Property Records

Westerly Town property record for 5 Nipmuc Trl, Westerly, RI 02891

Property Summary

Property TypeSeasonal / Vacation Home
Details5 bd · 5 ba · 5,037 sqft · built 2008
Lot Size1.22 acres (53,143 sqft)
OwnerIndividual Name on File
Last Sale$434,000 (Mar 1999)
Tax Bill$37,530 (2025)
Deeds & MortgagesNov 2021 Refinance
Apr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNWEST M:179 B:30

Property Details

APN / Parcel Number

Primary APNWEST M:179 B:30
Alternative APNs
  • M:179 B:30 L
  • 2066610

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories1 Story
Building Area5,037 sqft Living Area
Gross Area9,525 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialWood Siding
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialWood Shingle
Lot Area53,143 sqft (1.22 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2066610
Street Address5 NIPMUC TRL
CityWESTERLY
StateRI
Zip02891-5538
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block30
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1099
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:179 B:30

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address955 LEXINGTON AVE, NEW YORK, NY 10021-5128
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY
Apr 22, 2019Deed of Trust, Mortgage · Line of Credit
WASHINGTON TR CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 03, 1999 · Amount on Record
Deed SaleMar 03, 1999 · Amount on Record
Deed Book / Page757 / 179
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address5 NIPMUC TRL, WESTERLY, RI 02891-5538
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-29937
DateNov 29, 2021
Book Page2021/29937
Instrument2021-6625
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address5 NIPMUC TRL, WESTERLY, RI 02891-5538
Document Number2019-6089
Instrument DateApr 22, 2019
Transaction TypeMortgage
Record UpdatedMay 07, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address955 LEXINGTON AVE #7C WESTERLY RI 02891, 7C, WESTERLY, RI 02891

Mortgage

Document Number2019-6089
DateApr 22, 2019
Book Page002019/006089
Instrument1590
Lender
NameWASHINGTON TR CO
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 21, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$37,530.00 (+15.07%)$5,278,500 (+55.69%) Land $2,780,300 Building $2,498,200
2023$32,616.00 (+0.63%)$3,390,400 (-) Land $1,801,400 Building $1,589,000
2022$32,412.00$3,390,400 Land $1,801,400 Building $1,589,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 456 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
incl. 50 condo units
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Watch Hill Historic District
listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 133 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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