5 Nicole Ln, Chico, CA 95926 Property Records

Butte County property record for 5 Nicole Ln, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1980
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Nov 2016)
Tax Bill	$4,164 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`015-510-036-000`

Property Details

APN / Parcel Number

Primary APN	`015-510-036-000`
Alternative APN	`015-510-036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	015-510-036
Street Address	5 NICOLE LN
City	CHICO
State	CA
Zip	95926-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 32 LINDO GARDENS UNIT 4
Legal Subdivision	LINDO GARDENS UNIT 4
Legal Lot Number	32
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	3
Census Block	3001
Census Tract	102

Owner

5 Nicole Ln is owned and occupied by an individual who bought it in November 2016.

Source: Butte County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5 NICOLE LN, CHICO, CA 95926-1623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivorship Marital Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jan 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2016 · Amount on File
Deed Sale	Nov 10, 2016 · Amount on File
Prior Sale	Apr 17, 2009 · Amount on File
Deed Document Number	201643068
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	5 NICOLE LN, CHICO, CA 95926-1623
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 NICOLE LN, CHICO, CA 95926-1623

Mortgage

Document Number	0000039231
Date	Dec 15, 2022
Instrument	2022-0039231

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	5 NICOLE LN, CHICO, CA 95926-1623
Document Number	0000021099
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 NICOLE LN CHICO CA 959261623, CHICO, CA 95926-1623

Mortgage

Document Number	0000021099
Date	May 28, 2020
Instrument	21099

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 27, 2040

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	5 NICOLE LN, CHICO, CA 95926-1623
Document Number	0000009996
Instrument Date	Jan 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 NICOLE LN CHICO CA 959261623, CHICO, CA 95926-1623

Mortgage

Document Number	0000009996
Date	Feb 14, 2019
Instrument	9996

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	5 NICOLE LN, CHICO, CA 95926-1623
Document Number	0000039051
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 NICOLE LN CHICO CA 959261623, CHICO, CA 95926-1623

Mortgage

Document Number	0000039051
Date	Oct 31, 2017
Instrument	39051

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5 Nicole Ln was $4,164.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,969 (+2%) Land $142,052 Building $224,917
2025	$4,164.00	$359,774 Land $139,267 Building $220,507
2024			$425,340
2023	$3,857.00 (+1.63%)	$345,806 Land $133,860 Building $211,946
2022	$3,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Nicole Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Nicole Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, unWired Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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