5 Nicholson St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 5 Nicholson St, Lynn, MA 01905

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,773 sqft · built 1940
Lot Size0.195 acres (8,499 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Jan 2005)
Tax Bill$5,764 (2025)
Deeds & MortgagesAug 2020 Refinance
Flood ZoneZone X (minimal risk)
APNB:023 L:366 S:046

Property Details

APN / Parcel Number

Primary APNB:023 L:366 S:046
Alternative APN
  • LYNN M:023 B:366 L:046

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,773 sqft Living Area
Gross Area3,279 sqft
Basement Area990 sqft
Unfinished Basement990 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1969
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,499 sqft (0.195 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address5 NICHOLSON ST
CityLYNN
StateMA
Zip01905-1320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block366
Legal Lot Number46
JurisdictionLYNN MA
Township / Civil DivisionLYNN
Census Block Group3
Census Block3001
Census Tract205600

Owner

5 Nicholson St is owned and occupied by two individuals who bought it in January 2005.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5 NICHOLSON ST, LYNN, MA 01905-1320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2005 · Amount on File
Deed SaleJan 31, 2005 · Amount on File
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address5 NICHOLSON ST, LYNN, MA 01905-1320
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38833-269
DateAug 18, 2020
Book Page38833/269
Instrument20200818001160
Lender
NameBROTHERHOOD CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5 Nicholson St was $5,764, up 3.5% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLynn City
Unified School DistrictLynn School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,764.00 (+3.52%)$556,400 (+5.22%) Land $220,400 Building $336,000$596,695
2024$5,568.00 (+5.26%)$528,800 (+11.47%) Land $219,000 Building $309,800
2023$5,290.00$474,400 Land $202,100 Building $272,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Nicholson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Nicholson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN WATER AND SEWER COMM
serves 101,253 people · EPA ID MA3163000
Water SourceSurface water
Last State InspectionNov 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

May also be available: AT&T, T-Mobile.

Nearby Properties on Nicholson St

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