5 Neptune Dr, Somers Point, NJ 08244 Property Records

Atlantic County and Egg Harbor Township property record for 5 Neptune Dr, Somers Point, NJ 08244

Property Summary

Property TypeSingle Family Home
Details2,558 sqft · built 2004
Lot Size0.089 acres (3,886 sqft)
OwnerIndividual Name on File
Last Sale$850,000 (Dec 2022)
Tax Bill$13,961 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN08-09406-0000-00001-0000-C0003

Property Details

APN / Parcel Number

Primary APN08-09406-0000-00001-0000-C0003

Interior

Stories2 Stories
Building Area2,558 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Construction TypeFrame
Lot Area3,886 sqft (0.089 acres)

Location & Zoning

Street Address5 NEPTUNE DR
CityEGG HARBOR
StateNJ
Zip08215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionANCHORAGE POYNTE
Legal Block9406
Legal Lot Number1
JurisdictionATLANTIC NJ
Township / Civil DivisionEGG HARBOR
Census Block Group1
Census Block1033
Census Tract13500

Owner

5 Neptune Dr is owned and occupied by an individual who bought it in December 2022.

Source: Atlantic County and Egg Harbor Township records, as of July 9, 2026

Owner of RecordIndividual Name on File
Mailing Address5 NEPTUNE DR, EGG HARBOR TOWNSHIP, NJ 08234
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2022Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Aug 1, 2017Bargain and Sale Deed, Transfer · Conventional Mortgage
E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2022 · Amount on File
Deed SaleDec 9, 2022 · Amount on File
Prior SaleAug 1, 2017 · Amount on File
Deed Document Number202266290
Record UpdatedSep 20, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionATLANTIC NJ
Recording DateDec 9, 2022
Property Address5 NEPTUNE DR, SOMERS POINT, NJ 08244-2575
Document Number0000066290
Instrument DateNov 8, 2022
Instrument2022066290
Transaction TypeTransfer
Record UpdatedDec 20, 2022
Title CompanySURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,835.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1109 RUSSELL MILL RD, SWEDESBORO, NJ 08085-3100

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 NEPTUNE DRIVE, EGG HARBOR TOWNSHIP, NJ

Mortgage

Document Number0000066291
DateDec 9, 2022
Instrument2022066291
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2052

August 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionATLANTIC NJ
Recording DateAug 1, 2017
Property Address5 NEPTUNE DR, SOMERS POINT, NJ 08244-2575
Document Number0000042959
Instrument DateJun 23, 2017
Instrument2017042959
Transaction TypeTransfer
Record UpdatedAug 17, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,455.00
Amount AccuracyNot Readable on Document
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2501 S ISEMINGER ST, 2501, PHILADELPHIA, PA 19148-4317

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 RUSSELL MILL RD, SWEDESBORO, NJ 08085-3100

Mortgage

Document Number0000042960
DateAug 1, 2017
Instrument2017042960
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5 Neptune Dr was $13,961, up 1.4% from the year before.

Source: Atlantic County and Egg Harbor Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
County SubdivisionEgg Harbor Township
Unified School DistrictEgg Harbor Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$410,500 (-) Land $142,500 Building $268,000$410,500 (-) Land $142,500 Building $268,000
2025$13,961.00 (+1.4%)$410,500 Land $142,500 Building $268,000$410,500 Land $142,500 Building $268,000
2024$13,768.00
2023$410,500 Land $142,500 Building $268,000$410,500 Land $142,500 Building $268,000
2022$13,690.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5 Neptune Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 228 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies496 units insured
incl. 268 condo units
Nearby Flood Claims577 (1979–2025)
Claims Outside the SFHA9 of 577
Most Recent ClaimOct 2025 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 271 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 91 claims
  • Coastal Storms & Flooding, Apr 1984 · 52 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Neptune Dr is moderate, ranking above 68% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 81% of New Jersey
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - ATLANTIC COUNTY
private · serves 120,146 people · EPA ID NJ0119002
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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