5 Nelson St, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 5 Nelson St, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,382 sqft · built 1954
Lot Size	0.188 acres (8,170 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (May 2018)
Tax Bill	$4,120 (2026)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:50A B:B73`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:50A B:B73`
Alternative APN	`50AB73`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,382 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	8,170 sqft (0.188 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	50AB73
Street Address	5 NELSON ST
City	OXFORD
State	MA
Zip	01540-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	B73
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	4
Census Block	4020
Census Tract	753200

Owner

5 Nelson St is owned and occupied by an individual who acquired it in September 2021.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5 NELSON ST, OXFORD, MA 01540-2723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance CALIBER HOME LOANS INC
Oct 1, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance CALIBER HOME LOANS INC
Mar 20, 2017	Deed of Trust, Mortgage WEBSTER FIVECENT SVGS
May 21, 2018	Warranty Deed, Transfer NORWICH COM'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2018 · Amount on File
Deed Sale	May 21, 2018 · Amount on File
Prior Sale	Feb 11, 1977 · Amount on File
Deed Book / Page	58826 / 275
Last Transfer Date	Sep 27, 2021
Transfer Doc	066207-258
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Oct 1, 2021
Property Address	5 NELSON ST, OXFORD, MA 01540-2723
Document Number	66207-254
Book / Page	66207 / 254
Instrument Date	Sep 27, 2021
Instrument	138710
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 NELSON ST, OXFORD, MA 01540-2723

Mortgage

Document Number	66207-258
Date	Oct 1, 2021
Book Page	66207/258
Instrument	138711

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Oct 1, 2021
Property Address	5 NELSON ST, OXFORD, MA 01540-2723
Document Number	066207-254
Book / Page	66207 / 254
Instrument Date	Sep 27, 2021
Instrument	138710
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 NELSON ST, OXFORD, MA 01540-2723

Mortgage

Document Number	0000138711
Date	Oct 1, 2021
Instrument	138711

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	5 NELSON ST, OXFORD, MA 01540-2723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56865-26
Date	Mar 20, 2017
Book Page	56865/26
Instrument	27684

Lender

Name	WEBSTER FIVECENT SVGS

Agreement

Amount	Amount on Record

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OXFORD MA
Recording Date	May 21, 2018
Property Address	5 NELSON ST, OXFORD, MA 01540-2723
Document Number	58826-275
Book / Page	058826 / 000275
Instrument Date	May 21, 2018
Instrument	48439
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,044.24
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 NELSON ST OXFORD MA 015402723, OXFORD, MA 01540-2723

Mortgage

Document Number	58826-279
Date	May 21, 2018
Book Page	058826/000279
Instrument	48440

Lender

Name	NORWICH COM'L

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5 Nelson St was $4,120, up 9,263.6% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,120.00 (+9,263.64%)	$336,900 (-3.96%) Land $86,600 Building $250,300	$401,169 (+6.45%)
2025	$44.00 (-99.02%)	$350,800 (+5.47%) Land $85,100 Building $265,700	$376,865
2024	$4,483.00 (+5.98%)	$332,600 (+7.26%) Land $77,400 Building $255,200
2023	$4,230.00	$310,100 Land $74,000 Building $236,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Nelson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Nelson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Nelson St

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