Berks County property record for 5 Nancy Cir, Reading, PA 19606
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,144 sqft · built 2004 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $456,000 (Jul 2024) |
| Tax Bill | $2,490 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5326-16-72-5543 |
| Primary APN | 5326-16-72-5543 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,144 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,632 sqft (0.29 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 43002314 |
|---|---|
| Street Address | 5 NANCY CIR |
| City | READING |
| State | PA |
| Zip | 19606-8943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | COUNTRY CLUB RUN |
| Legal Block | 72 |
| Legal Lot Number | 71 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | EXETER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12106 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 NANCY CIR, READING, PA 19606-8943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Line of Credit DIAMOND CU |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK |
| Nov 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PENNSYLVANIA FIRST NA BANK |
| Dec 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PENNSYLVANIA FIRST NA BANK |
| Nov 13, 2018 | Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on Record |
| Deed Sale | Jul 15, 2024 · Amount on Record |
| Prior Sale | Nov 13, 2018 · Amount on Record |
| Deed Document Number | 202420630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 5 NANCY CIR, READING, PA 19606-8943 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000034341 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 2025034341 |
| Name | DIAMOND CU |
|---|---|
| Type | Credit Union |
| Address | 1600 MEDICAL DR, POTTSTOWN, PA 19464 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Nov 11, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 5 NANCY CIR, READING, PA 19606-8943 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | SENTRY ABSTRACT COMPANY, SENTRY ABSTRACT CO |
| Name | Verified Name |
|---|
| Document Number | 0000034669 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021034669 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 5 NANCY CIR, READING, PA 19606-8943 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000044572 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 2017044572 |
| Name | PENNSYLVANIA FIRST NA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Nov 17, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 5 NANCY CIR, READING, PA 19606-8943 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000044691 |
|---|---|
| Date | Dec 1, 2017 |
| Instrument | 2017044691 |
| Name | PENNSYLVANIA FIRST NA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 30, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Nov 13, 2018 |
| Property Address | 5 NANCY CIR, READING, PA 19606-8943 |
| Document Number | 0000039327 |
| Map Reference | MB 233 PG 54 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 2018039327 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | STEWART ABSTRACT OF BERKS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 NANCY CIR, READING, PA 19606-8943 |
| Document Number | 0000039328 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 2018039328 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Exeter Township |
| Unified School District | Exeter Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,490.00 (+8.07%) | $164,800 (-) Land $36,600 Building $128,200 | $36,600 (-77.79%) Land $36,600 |
| 2024 | $2,304.00 | $164,800 Land $36,600 Building $128,200 | |
| 1994 | $164,800 Land $36,600 Building $128,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.45 mg/L (2025) action level 1.3 mg/L |
| Water Quality | Treatment failure resolved · Aug 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Service Electric Cable TV Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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