5 N River Dr, Williamstown, NJ 08094 Property Records

Atlantic County and Folsom Borough property record for 5 N River Dr, Williamstown, NJ 08094

Property Summary

Property Type	Single Family Home
Details	1,090 sqft · built 1956
Lot Size	0.775 acres (33,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Sep 2022)
Tax Bill	$3,549 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`10-02508-0000-01614`

Property Details

APN / Parcel Number

Primary APN	`10-02508-0000-01614`
Alternative APN	`1000041000001614`

Interior

Stories	1 Story
Building Area	1,090 sqft Living Area
1st Floor Area	1,090 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Construction Type	Frame
Lot Area	33,750 sqft (0.775 acres)
Lot Dimensions	150 ft deep x 225 ft wide

Location & Zoning

Old Parcel Number	1000041000001614
Street Address	5 N RIVER DR
City	WILLIAMSTOWN
State	NJ
Zip	08094-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	INCL BLK 2508 LOTS 1614 - 1616
Legal Subdivision	COLLINGS LAKES SEC 07
Legal Block	2508
Legal Lot Number	1614
Jurisdiction	ATLANTIC NJ
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	11201

Owner

Source: Atlantic County and Folsom Borough records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 N RIVER DR, WILLIAMSTOWN, NJ 08094-2637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCEANSIDE MORTGAGE CO
Sep 20, 2022	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 27, 2019	Deed, Transfer · FHA Mortgage MLB RESIDENTIAL LENDING LLC
Feb 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Mar 27, 2019 · Amount on Record
Deed Document Number	202249345
Prior Transfer Date	Jan 27, 2017
Prior Transfer Doc	0000006760
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	5 N RIVER DR, WILLIAMSTOWN, NJ 08094-2637
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	ORCHARD STREET SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056876
Date	Nov 19, 2019
Instrument	2019056876

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	5 N RIVER DR, WILLIAMSTOWN, NJ 08094-2637
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	ORCHARD STREET SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010101
Date	Feb 18, 2021
Instrument	2021010101

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Sep 20, 2022
Property Address	5 N RIVER DR, WILLIAMSTOWN, NJ 08094-2637
Document Number	0000049345
Instrument Date	Jun 28, 2022
Instrument	2022049345
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	SJS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$974.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 N RIVER DR, 5, WILLIAMSTOWN, NJ 08094-2637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 11TH ST, HAMMONTON, NJ 08037-8477

Mortgage

Document Number	0000049346
Date	Sep 20, 2022
Instrument	2022049346

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2052

Mortgage

Document Number	0000049347
Date	Sep 20, 2022
Instrument	2022049347

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Jun 30, 2027

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Mar 27, 2019
Property Address	5 N RIVER DR, WILLIAMSTOWN, NJ 08094-2637
Document Number	0000015864
Map Reference	MAP 1175
Instrument Date	Mar 20, 2019
Instrument	2019015864
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	DREAM HOME ABSTRACT LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 N RIVER DR, 5, WILLIAMSTOWN, NJ 08094-2637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4787 SUMMERSWEET DR, MAYS LANDING, NJ 08330-2835

Mortgage

Document Number	0000015865
Date	Mar 27, 2019
Instrument	2019015865

Lender

Name	MLB RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Feb 2, 2017
Property Address	5 N RIVER DR, WILLIAMSTOWN, NJ 08094-2637
Document Number	0000006760
Book / Page	014195
Instrument Date	Jan 27, 2017
Instrument	6760
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 N RIVER DR WILLIAMSTOWN NJ 080942637, WILLIAMSTOWN, NJ 08094-2637

Tax Assessment & Valuation

Source: Atlantic County and Folsom Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
Municipality	Folsom Borough
Unified School District	Folsom Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,100 (-) Land $76,800 Building $74,300	$151,100 (-) Land $76,800 Building $74,300
2025	$3,549.00 (+7.16%)	$151,100 (-) Land $76,800 Building $74,300	$151,100 (-) Land $76,800 Building $74,300
2024	$3,312.00 (+1.35%)
2023		$151,100 Land $76,800 Building $74,300	$151,100 Land $76,800 Building $74,300
2022	$3,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1981–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Coastal Storm, High Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 72% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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