5 Murray Ln, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 5 Murray Ln, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,068 sqft · built 1960
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Feb 2021)
Tax Bill	$9,390 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-03809-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`35-03809-0000-00004`
Alternative APNs	`3509037000000020` `00103902`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,068 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	1,108 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1965
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Parking Spaces	1 Parking Space
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00103902
Street Address	5 MURRAY LN
City	NEPTUNE
State	NJ
Zip	07753-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	NEPTUNE
Legal Block	3809
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE
Census Block Group	2
Census Block	2006
Census Tract	807900

Owner

5 Murray Ln is owned and occupied by two individuals who bought it in February 2021.

Source: Monmouth County and Neptune Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 MURRAY LN, NEPTUNE, NJ 07753-2529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 28, 2021	Deed of Trust, Mortgage · FHA Mortgage ADVISORS MTG
Feb 24, 2021	Deed, Transfer · FHA Mortgage ADVISORS MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on File
Deed Sale	Feb 24, 2021 · Amount on File
Prior Sale	Apr 10, 2002 · Amount on File
Deed Document Number	202128153
Deed Book / Page	9484 / 2693
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	5 MURRAY LN, NEPTUNE, NJ 07753-2529
Transaction Type	Mortgage
Record Updated	May 17, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096426409
Date	Apr 27, 2023
Book Page	9642/6409
Instrument	2023029016

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	5 MURRAY LN, NEPTUNE, NJ 07753-2529
Document Number	0000028154
Instrument Date	Jan 28, 2021
Transaction Type	Mortgage
Record Updated	May 18, 2021
Title Company	GUARDIAN SETTLEMENT AGENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MURRAY LN NEPTUNE NJ 077532529, NEPTUNE, NJ 07753-2529

Mortgage

Document Number	0000028154
Date	Jan 28, 2021
Book Page	009484/002716
Instrument	28154

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 24, 2021
Property Address	5 MURRAY LN, NEPTUNE, NJ 07753-2529
Document Number	0094842693
Book / Page	9484 / 2693
Instrument Date	Jan 14, 2021
Instrument	2021028153
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	GUARDIAN SETTLEMENT AGENTS, GUARDIAN SETMNT AGENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,215.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1057 CUTLASS AVE, 1057, MANAHAWKIN, NJ 08050-2313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MURRAY LN, NEPTUNE, NJ 07753-2529

Mortgage

Document Number	2021028154
Date	Feb 24, 2021
Instrument	2021028154

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5 Murray Ln was $9,390, down 3.3% from the year before.

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Neptune Township
Unified School District	Neptune Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$593,000 (+16.21%) Land $387,000 Building $206,000	$593,000 (+16.21%) Land $387,000 Building $206,000
2025	$9,390.00 (-3.32%)	$510,300 Land $238,100 Building $272,200	$510,300 Land $238,100 Building $272,200
2024	$9,712.00
2023		$479,700 Land $199,600 Building $280,100	$479,700 Land $199,600 Building $280,100
2022	$7,832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Murray Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Murray Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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