5 Morse Rd, Berlin, MA 01503 Property Records

Worcester County and Berlin Town property record for 5 Morse Rd, Berlin, MA 01503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,820 sqft · built 1997
Lot Size	1.83 acres (80,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jan 1997)
Tax Bill	$115 (2025)
Deeds & Mortgages	Jul 2021 Refinance Dec 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6.0-0003-0000.0`

Property Details

APN / Parcel Number

Primary APN	`6.0-0003-0000.0`
Alternative APNs	`BERL M:0060 B:0003 L:0000-0` `M:0060 B:0003 L:0000=0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,820 sqft Living Area
Gross Area	6,960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,000 sqft (1.83 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6.0-0003-0000.0
Street Address	5 MORSE RD
City	BERLIN
State	MA
Zip	01503-1666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Jurisdiction	BERLIN MA
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1089
Census Tract	717100

Owner

Source: Worcester County and Berlin Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 MORSE RD, BERLIN, MA 01503-1666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CF BANK NA
Dec 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Jul 12, 2017	Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU
May 29, 2018	Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 1997 · Amount on Record
Deed Sale	Jan 30, 1997 · Amount on Record
Deed Book / Page	18574 / 246
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN MA
Property Address	5 MORSE RD, BERLIN, MA 01503-1666
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065661-168
Date	Jul 21, 2021
Book Page	65661/168
Instrument	101535

Lender

Name	CF BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN MA
Property Address	5 MORSE RD, BERLIN, MA 01503-1666
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066673-15
Date	Dec 3, 2021
Book Page	66673/15
Instrument	169625

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Jan 1, 2062

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN MA
Property Address	5 MORSE RD, BERLIN, MA 01503-1666
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57405-278
Date	Jul 12, 2017
Book Page	57405/278
Instrument	73599

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2057

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN MA
Property Address	5 MORSE RD, BERLIN, MA 01503-1666
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58859-314
Date	May 29, 2018
Book Page	58859/314
Instrument	51236

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2058

Tax Assessment & Valuation

Source: Worcester County and Berlin Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Berlin Town
Unified School District	Berlin-Boylston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$115.00 (-98.89%)	$812,700 (-) Land $280,600 Building $532,100	$937,175
2024	$10,362.00 (+11.49%)	$812,700 (+21.03%) Land $280,600 Building $532,100
2023	$9,294.00	$671,500 Land $243,600 Building $427,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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