5 Morgan Ln, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 5 Morgan Ln, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,873 sqft · built 1990
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Trust Names on File
Last Sale	$332,000 (Jun 2016)
Tax Bill	$13,270 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:524 L:32`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:524 L:32`
Alternative APNs	`524032000000000` `709040180000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,873 sqft Living Area
Gross Area	4,242 sqft
1st Floor Area	1,105 sqft
Basement Area	1,105 sqft
Unfinished Basement	1,105 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2012
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	524032000000000
Street Address	5 MORGAN LN
City	KEENE
State	NH
Zip	03431-5259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Lot Number	32
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	3
Census Block	3000
Census Tract	971402

Owner

5 Morgan Ln is owner-occupied and held in a trust since December 2022.

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5 MORGAN LN, KEENE, NH 03431-5259
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 12, 2023	Warranty Deed, Transfer
Jan 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SECURE ONE CAPITAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2016 · Amount on File
Deed Sale	Jun 10, 2016 · Amount on File
Prior Sale	Dec 19, 2014 · Amount on File
Deed Document Number	20164300
Deed Book / Page	2947 / 1047
Last Transfer Date	Dec 30, 2022
Transfer Doc	03236-1266
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	5 MORGAN LN, KEENE, NH 03431-5259
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003321-570
Date	Aug 29, 2025
Book Page	3321/570
Instrument	2506570

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2040

Interest

Rate Type	Adjustable Rate

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Jan 12, 2023
Property Address	5 MORGAN LN, KEENE, NH 03431-5259
Document Number	03236-1266
Book / Page	3236 / 1266
Instrument Date	Dec 30, 2022
Instrument	2300286
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MORGAN LN, KEENE, NH 03431-5259

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	5 MORGAN LN, KEENE, NH 03431-5259
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003198-137
Date	Jan 13, 2022
Book Page	3198/137
Instrument	2200450

Lender

Name	SECURE ONE CAPITAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 5 Morgan Ln was $13,270, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,270.00 (+3.93%)	$386,100 (-) Land $51,900 Building $334,200
2024	$12,768.00 (+3.7%)	$386,100 (-) Land $51,900 Building $334,200
2023	$12,313.00 (+2.77%)	$386,100 (-) Land $51,900 Building $334,200
2022	$11,981.00	$386,100 Land $51,900 Building $334,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Morgan Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (2000–2014)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2014 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, May 2012 · 3 claims Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Morgan Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Morgan Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures