5 Morgan Ct, Lincoln, RI 02865 Property Records

Lincoln Town property record for 5 Morgan Ct, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,260 sqft · built 2000
Lot Size	0.935 acres (40,729 sqft)
Owner	Individual Name on File
Last Sale	$1,400,000 (Jun 2026)
Tax Bill	$16,800 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-30641-79`

Property Details

APN / Parcel Number

Primary APN	`4-30641-79`
Alternative APN	`LINC M:26 L:209.0 U`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,260 sqft Living Area
Gross Area	7,977 sqft
1st Floor Area	1,717 sqft
Basement Area	1,717 sqft
Unfinished Basement	1,717 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,729 sqft (0.935 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4-30641-79
Street Address	5 MORGAN CT
City	LINCOLN
State	RI
Zip	02865-4648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA40
Legal Lot Number	209.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	5
Census Block	5036
Census Tract	11600

Owner

5 Morgan Ct is owned and occupied by an individual who bought it in June 2026.

Source: Lincoln Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5 MORGAN CT, LINCOLN, RI 02865-4648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit BAYCOAST BANK
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage BAYCOAST MORTGAGE COMPANY LLC
Dec 19, 2017	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Dec 19, 2017 · Amount on File
Deed Document Number	202611818
Deed Book / Page	2592 / 372
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Recording Date	Jul 14, 2026
Property Address	5 MORGAN CT, LINCOLN, RI 02865-4648
Document Number	0000012340
Book / Page	2598 / 188
Instrument Date	Jul 2, 2026
Instrument	202612340
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MORGAN CT, LINCOLN, RI 02865-4648

Mortgage

Document Number	0000012340,
Date	Jul 14, 2026
Book Page	2598/188
Instrument	202612340

Lender

Name	BAYCOAST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.48%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	Jun 2, 2026
Property Address	5 MORGAN CT, LINCOLN, RI 02865-4648
Document Number	002592-372
Book / Page	2592 / 372
Instrument Date	Jun 2, 2026
Instrument	202611818
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MORGAN CT, LINCOLN, RI 02865-4648

Mortgage

Date	Jun 2, 2026

Lender

Name	BAYCOAST MORTGAGE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Type Change Date	Jul 1, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	Dec 19, 2017
Property Address	5 MORGAN CT, LINCOLN, RI 02865-4648
Document Number	2094-271
Book / Page	2094 / 271
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	20940274
Date	Dec 19, 2017
Instrument	02094/0274

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5 Morgan Ct was $16,800.

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Lincoln Town
Unified School District	Lincoln School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,800.00	$1,242,600 Land $381,500 Building $861,100	$1,377,067
2023	$14,816.00	$898,500 Land $240,300 Building $658,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Morgan Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Morgan Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Morgan Ct

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