5 Moonlight Dr, Zebulon, NC 27597 Property Records

Franklin County property record for 5 Moonlight Dr, Zebulon, NC 27597

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,684 sqft · built 2022
Lot Size	6.27 acres (273,121 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,191 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan Apr 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2718-08-1600`

Property Details

APN / Parcel Number

Primary APN	`2718-08-1600`
Alternative APN	`046215`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,684 sqft Total Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	273,121 sqft (6.27 acres)
Terrain	Rolling
Garage Type	Attached - Finished
Garage Area	584 sqft
Porch	Slab
Porch Area	579 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5 MOONLIGHT DR
City	ZEBULON
State	NC
Zip	27597-6545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-30
Legal Subdivision	ANDERSON TR
Legal Lot Number	1A
Jurisdiction	FRANKLIN NC
Township / Civil Division	DUNN
Census Block Group	2
Census Block	2003
Census Tract	60802

Owner

5 Moonlight Dr is owned and occupied by two individuals who acquired it in August 2021.

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 MOONLIGHT DR, ZEBULON, NC 27597-6545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK AND TRUST CO INC
Apr 20, 2022	Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK
Sep 27, 2021	Deed, Transfer
Sep 27, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 19, 2021
Transfer Doc	0022720180
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	5 MOONLIGHT DR, ZEBULON, NC 27597-6545
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022740071
Date	Oct 8, 2021
Book Page	2274/71

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4.99%
Index	1-Year CMT
Margin	3
Max Rate	7.99%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	5 MOONLIGHT DR, ZEBULON, NC 27597-6545
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022980930
Date	Apr 20, 2022
Book Page	2298/930

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	May 1, 2053

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN NC
Recording Date	Sep 27, 2021
Property Address	5 MOONLIGHT DR, ZEBULON, NC 27597-6545
Document Number	0022720182
Book / Page	2272 / 182
Map Reference	MB 221 PG 304
Instrument Date	Aug 19, 2021
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8501 COTTONTAIL CT, WAKE FOREST, NC 27587-4859

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN NC
Recording Date	Sep 27, 2021
Property Address	5 MOONLIGHT DR, ZEBULON, NC 27597-6545
Document Number	0022720180
Book / Page	2272 / 180
Map Reference	MB 2021 PG 304
Instrument Date	Aug 19, 2021
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 PLENMAR DR, SHEPHERDSVILLE, KY 40165-7864

Tax Assessment & Valuation

The 2025 property tax bill for 5 Moonlight Dr was $4,191.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,191.00	$674,650 Land $191,900 Building $482,750	$674,650 Land $191,900 Building $482,750
2023	$2,437.00	$277,750 Land $62,440 Building $215,310	$277,750 Land $62,440 Building $215,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Moonlight Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Moonlight Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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