Worcester County property record for 5 Moby Dick Dr, Ocean Pines, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,170 sqft · built 1973 |
| Lot Size | 0.224 acres (9,776 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $166,000 (Nov 2017) |
| Tax Bill | $1,702 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-088952 |
| Primary APN | 03-088952 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,170 sqft Total Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,776 sqft (0.224 acres) |
| Deck Area | 220 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 088952 |
|---|---|
| Street Address | 5 MOBY DICK DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-1848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT B-06-565 9776 SQ FT MOBY DICK DR PL OCEAN PINES SEC 6 |
| Legal Subdivision | OCEAN PINES SEC 06 |
| Legal Lot Number | 565 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 950600 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 MOBY DICK DR, BERLIN, MD 21811-1848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 5, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Nov 22, 2017 | Grant Deed, Transfer EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2017 · Amount on Record |
| Deed Sale | Nov 22, 2017 · Amount on Record |
| Prior Sale | Aug 28, 2012 · Amount on Record |
| Deed Document Number | 20177120-205 |
| Deed Book / Page | 7120 / 205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 5 MOBY DICK DR, OCEAN PINES, MD 21811-1848 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5 MOBY DICK DR, OCEAN PINES, MD 21811-1848 |
| Document Number | 0086190261 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 8619/261 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 5 MOBY DICK DR, OCEAN PINES, MD 21811-1848 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Title Company | DBA EASTERN TITLE AND SETTLE |
| Name | Verified Name |
|---|
| Document Number | 0083530218 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 8353/218 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Nov 22, 2017 |
| Property Address | 5 MOBY DICK DR, OCEAN PINES, MD 21811-1848 |
| Document Number | 0071200205 |
| Book / Page | 007120 / 000205 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | BRENNAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 MOBY DICK DR BERLIN MD 218111848, BERLIN, MD 21811-1848 |
| Document Number | 71200212 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 007120/000212 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 21, 2047 |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,702.00 (+1.31%) Homeowner's exemption | $243,167 (+27.85%) | $263,200 (+29.59%) Land $93,500 Building $169,700 |
| 2025 | $1,680.00 (+3.9%) Homeowner's exemption | ||
| 2023 | $1,617.00 Homeowner's exemption | $190,200 | $203,100 Land $82,200 Building $120,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 13 (1979–2017) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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