5 Miller Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 5 Miller Rd, Royal Oaks, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,371 sqft · built 2015
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Oct 2015)
Tax Bill$7,480 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN119-152-028-000

Property Details

APN / Parcel Number

Primary APN119-152-028-000
Alternative APN
  • 119-152-028

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,371 sqft Living Area
1st Floor Area1,371 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleCustom Design
Construction TypeWood
Lot Area23,087 sqft (0.53 acres)
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number119-152-028
Street Address5 MILLER RD
CityROYAL OAKS
StateCA
Zip95076-5541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADJUSTED PAR 2 AS DESC IN DOC# 2008079207 .535 AC
Legal SubdivisionRANCHO BOLSA DE SAN CAYETANO
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group1
Census Block1005
Census Tract14601

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5 MILLER RD, ROYAL OAKS, CA 95076-5541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2015 · Amount on Record
Deed SaleOct 30, 2015 · Amount on Record
Prior SaleJan 11, 2013 · Amount on Record
Deed Document Number201563020
Last Transfer DateNov 10, 2020
Transfer Doc0000068284
Record UpdatedOct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateNov 20, 2020
Property Address5 MILLER RD, ROYAL OAKS, CA 95076-5541
Document Number0000068284
Map ReferenceVOL 29 PG 92
Instrument DateNov 10, 2020
Instrument2020068284
Transaction TypeTransfer
Record UpdatedAug 31, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5 MILLER RD, ROYAL OAKS, CA 95076-5541

Mortgage

Document Number0000068285
DateNov 20, 2020
Instrument2020068285
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$567,383 (+2%) Land $241,491 Building $325,892
2025$7,480.00 (+25.95%)$556,258 (+4.04%) Land $236,756 Building $319,502
2023$5,939.00 (+1.75%)$534,660 Land $227,563 Building $307,097
2022$5,837.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims2 (1996–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCWSC LAS LOMAS
private · serves 2,132 people · EPA ID CA2710013
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cruzio.

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