5 Mill St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 5 Mill St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 1870
Lot Size	0.128 acres (5,554 sqft)
Owner	2 Individual Names on Record
Last Sale	$481,900 (Sep 2026)
Tax Bill	$6,066 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0026 B:0037 L:0000B`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0026 B:0037 L:0000B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,498 sqft Living Area
Gross Area	3,315 sqft
Basement Area	1,102 sqft
Unfinished Basement	1,102 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,554 sqft (0.128 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5 MILL ST
City	PEPPERELL
State	MA
Zip	01463-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COM
Legal Block	37
Legal Lot Number	B
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	3
Census Block	3021
Census Tract	327102

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 MILL ST, PEPPERELL, MA 01463-1536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Quit Claim Deed, Transfer · Conventional Mortgage M & T BANK NA
Sep 23, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EVOLVE BANK & TRUST
Nov 19, 2018	Deed of Trust, Mortgage BANGOR SAVINGS BANK
Oct 31, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Prior Sale	Sep 23, 2021 · Amount on Record
Deed Document Number	2026121208
Deed Book / Page	86172 / 591
Prior Transfer Date	Sep 14, 2026
Prior Transfer Doc	0000121208
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Sep 24, 2026
Property Address	5 MILL ST, PEPPERELL, MA 01463-1536
Document Number	0000121208
Book / Page	86172 / 591
Instrument Date	Sep 14, 2026
Instrument	2026121208
Transaction Type	Transfer
Record Updated	Oct 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 MILL ST, PEPPERELL, MA 01463-1536

Mortgage

Date	Sep 24, 2026

Lender

Name	M & T BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Sep 23, 2021
Property Address	5 MILL ST, PEPPERELL, MA 01463-1536
Document Number	78761-276
Book / Page	78761 / 276
Instrument Date	Sep 23, 2021
Instrument	211048
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 MILL ST, PEPPERELL, MA 01463-1536

Mortgage

Document Number	211049
Date	Sep 23, 2021
Instrument	211049

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	5 MILL ST, PEPPERELL, MA 01463-1536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71905-455
Date	Nov 19, 2018
Book Page	71905/455
Instrument	177588

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Oct 31, 2017
Property Address	5 MILL ST, PEPPERELL, MA 01463-1536
Document Number	70165-26
Book / Page	070165 / 000026
Instrument Date	Oct 24, 2017
Instrument	7205
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount Recorded
Tax	$592.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 COUNTRYSIDE RD PEPPERELL MA 014631136, PEPPERELL, MA 01463-1136

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,066.00 (-2.54%)	$440,200 (+3.48%) Land $134,200 Building $306,000	$491,521 (+10.6%)
2025	$6,224.00 (+4.64%)	$425,400 (+2.63%) Land $134,200 Building $291,200	$444,410 (+1.65%)
2024	$5,948.00 (+3.97%)	$414,500 (+9.69%) Land $123,300 Building $291,200	$437,190
2023	$5,721.00	$377,900 Land $104,100 Building $273,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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