5 Mildred Cir, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 5 Mildred Cir, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,580 sqft · built 2000
Lot Size	4.72 acres (205,603 sqft)
Owner	2 Trust Names on File
Last Sale	$465,000 (May 2019)
Tax Bill	$9,249 (2026)
Deeds & Mortgages	Feb 2026 Transfer Aug 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`438-00643-005`

Property Details

APN / Parcel Number

Primary APN	`438-00643-005`
Alternative APNs	`STUR M:438 B:000 L:0643-005` `M:438 B:000 L:0643=005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,580 sqft Living Area
Gross Area	4,800 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	205,603 sqft (4.72 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	438-00643-005
Street Address	5 MILDRED CIR
City	STURBRIDGE
State	MA
Zip	01566-1384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	643-5
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	1
Census Block	1008
Census Tract	758103

Owner

5 Mildred Cir is owner-occupied and held in a trust since February 2026.

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5 MILDRED CIR, STURBRIDGE, MA 01566-1384
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 3, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jul 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESIDE FINANCIAL
May 16, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2019 · Amount on File
Deed Sale	May 16, 2019 · Amount on File
Prior Sale	Dec 2, 2004 · Amount on File
Deed Document Number	201943996
Deed Book / Page	60414 / 24
Last Transfer Date	Feb 2, 2026
Transfer Doc	0073174-48
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Feb 6, 2026
Property Address	5 MILDRED CIR, STURBRIDGE, MA 01566-1384
Document Number	0073174-48
Book / Page	73174 / 48
Instrument Date	Feb 2, 2026
Instrument	9934
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MILDRED CIR, STURBRIDGE, MA 01566-1384

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	5 MILDRED CIR, STURBRIDGE, MA 01566-1384
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57527-37
Date	Aug 3, 2017
Book Page	57527/37
Instrument	83910

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2027

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	5 MILDRED CIR, STURBRIDGE, MA 01566-1384
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62831-113
Date	Jul 20, 2020
Book Page	62831/113
Instrument	78082

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	May 16, 2019
Property Address	5 MILDRED CIR, STURBRIDGE, MA 01566-1384
Document Number	60414-24
Book / Page	60414 / 24
Instrument Date	May 14, 2019
Instrument	43996
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MILDRED CIR, STURBRIDGE, MA 01566-1384

Mortgage

Document Number	43997
Date	May 16, 2019
Instrument	43997

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5 Mildred Cir was $9,249, up 2.9% from the year before.

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,249.00 (+2.89%)	$592,900 (+5.07%) Land $129,500 Building $463,400	$610,829 (-19.97%)
2025	$8,989.00 (+1.89%)	$564,300 (+5.48%) Land $124,800 Building $439,500	$763,230 (+12.25%)
2024	$8,822.00 (+6.08%)	$535,000 (+16.25%) Land $122,100 Building $412,900	$679,915
2023	$8,316.00	$460,200 Land $107,400 Building $352,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Mildred Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Mildred Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Mildred Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures