5 Middle St, Winthrop, ME 04364 Property Records

Kennebec County and Winthrop Town property record for 5 Middle St, Winthrop, ME 04364

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,553 sqft · built 1900
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Tax Bill$2,906 (2025)
Deeds & MortgagesMar 2019 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNWINP M:026 L:093

Property Details

APN / Parcel Number

Primary APNWINP M:026 L:093
Alternative APN
  • 2781

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,553 sqft Living Area
Gross Area3,345 sqft
1st Floor Area1,115 sqft
Basement Area875 sqft
Unfinished Basement875 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2781
Street Address5 MIDDLE ST
CityWINTHROP
StateME
Zip04364-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeV
Legal Lot Number93
JurisdictionWINTHROP ME
Township / Civil DivisionWINTHROP
Census Block Group2
Census Block2018
Census Tract14001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Winthrop Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 MIDDLE ST, WINTHROP, ME 04364-1416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2019Deed of Trust, Mortgage · Balloon Mortgage
KENNEBEC SAVINGS BANK
Oct 16, 2018Deed of Trust, Mortgage
KENNEBUNK SVGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINTHROP ME
Property Address5 MIDDLE ST, WINTHROP, ME 04364-1416
Transaction TypeMortgage
Record UpdatedApr 1, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13169/12
DateMar 18, 2019
Book Page13169/12
Instrument2019005068
Lender
NameKENNEBEC SAVINGS BANK
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINTHROP ME
Property Address5 MIDDLE ST, WINTHROP, ME 04364-1416
Transaction TypeMortgage
Record UpdatedNov 6, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13056/0112
DateOct 16, 2018
Book Page13056/0112
Instrument2018024318
Lender
NameKENNEBUNK SVGS BANK
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Winthrop Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionWinthrop Town
Unified School DistrictWinthrop (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,906.00$125,800 (-) Land $21,600 Building $104,200
2024$2,906.00 (+6.1%)$125,800 (-) Land $21,600 Building $104,200
2022$2,739.00$125,800 Land $21,600 Building $104,200$256,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTHROP UTILITIES DISTRICT
serves 2,750 people · EPA ID ME0091650
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

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