5 Middle St, Jamestown, RI 02835 Property Records

Jamestown Town property record for 5 Middle St, Jamestown, RI 02835

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 1,632 sqft · built 1995
Lot Size	0.367 acres (16,000 sqft)
Owner	Trust Name on Record
Last Sale	$4,200 (Jul 2005)
Tax Bill	$7,290 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`JAME M:1 L:331`

Property Details

APN / Parcel Number

Primary APN	`JAME M:1 L:331`
Alternative APN	`1000226`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	4,968 sqft
1st Floor Area	1,218 sqft
Basement Area	1,218 sqft
Unfinished Basement	244 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,000 sqft (0.367 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1000226
Street Address	5 MIDDLE ST
City	JAMESTOWN
State	RI
Zip	02835-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Lot Number	331
Jurisdiction	JAMESTOWN RI
Township / Civil Division	JAMESTOWN
Census Block Group	3
Census Block	3004
Census Tract	41300

Owner

Source: Jamestown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	5 MIDDLE ST, JAMESTOWN, RI 02835-2027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES CU
Jun 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES CU
Jun 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2005 · Amount on Record
Deed Sale	Jul 21, 2005 · Amount on Record
Deed Book / Page	567 / 130
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMESTOWN RI
Property Address	5 MIDDLE ST, JAMESTOWN, RI 02835-2027
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	985-193
Date	Feb 11, 2021
Book Page	985/193
Instrument	59819

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2046

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMESTOWN RI
Property Address	5 MIDDLE ST, JAMESTOWN, RI 02835-2027
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	967-59
Date	Jun 30, 2020
Book Page	967/59
Instrument	58305

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2030

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMESTOWN RI
Property Address	5 MIDDLE ST, JAMESTOWN, RI 02835-2027
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	967-72
Date	Jun 30, 2020
Book Page	967/72
Instrument	58307

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2045

Tax Assessment & Valuation

Source: Jamestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Jamestown Town
Elementary School District	Jamestown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,290.00 (-4.26%)	$1,292,600 (+18.5%) Land $606,500 Building $686,100	$962,664
2023	$7,614.00 (+2.79%)	$1,090,800 (-) Land $525,100 Building $565,700
2022	$7,407.00	$1,090,800 Land $525,100 Building $565,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	18 (1978–2012)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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