Rockland County and Ramapo Town property record for 5 Michael St, Spring Valley, NY 10977 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 4,175 sqft · built 1963 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Jul 2022 Mortgage Aug 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 392613 50.05-1-29 |
| Primary APN | 392613 50.05-1-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 4,175 sqft Living Area |
| 1st Floor Area | 2,220 sqft |
| 2nd Floor Area | 1,955 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 190 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 473 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 750 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00386210000 |
|---|---|
| Old Parcel Number | 261305000500010290000000 |
| Street Address | 5 MICHAEL ST |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-2111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:29.000 BLK:1 SEC:50.05 DIST:392613 CITY/MUNI/TWP:NEW HEMPSTEAD |
| Legal Subdivision | ROXBURY MANOR VIOLA |
| Legal Block | 1 |
| Legal Lot Number | 29.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11510 |
Source: Rockland County and Ramapo Town records · APN 392613 50.05-1-29
Assessment roll updated May 31, 2024 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 MICHAEL ST, SPRING VALLEY, NY 10977-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Aug 26, 2019 | Loan Modification, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 5 MICHAEL ST, SPRING VALLEY, NY 10977-2111 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000027432 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022-00027432 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 5 MICHAEL ST, SPRING VALLEY, NY 10977-2111 |
| Document Number | 0000025708 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2019 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 MICHAEL ST SPRING VALLEY NY 109772111, SPRING VALLEY, NY 10977-2111 |
| Document Number | 0000025708 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 25708 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Rockland County and Ramapo Town records · Assessment roll updated May 31, 2024 · Last verified January 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | New Hempstead Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $86,200 (-) Land $15,900 Building $70,300 | $1,110,825 (+1,802.1%) Land $204,897 Building $905,928 |
| 2023 | $86,200 Land $15,900 Building $70,300 | $58,400 Land $10,772 Building $47,628 |
Source: FEMA National Flood Hazard Layer, Rockland County (36087C), updated August 19, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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