5 Michael Ln, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 5 Michael Ln, Freehold, NJ 07728

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1960
Lot Size0.112 acres (4,874 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (May 2022)
Tax Bill$9,185 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-00111-0000-00042

Property Details

APN / Parcel Number

Primary APN16-00111-0000-00042
Alternative APN
  • 160011100042

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft
Basement Area720 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area4,874 sqft (0.112 acres)
Lot Dimensions65 ft deep x 75 ft wide

Exterior Amenities

PorchOpen Porch
Deck Area456 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address5 MICHAEL LN
CityFREEHOLD
StateNJ
Zip07728-2033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal SubdivisionWILMAR MANOR SEC I
Legal Block111
Legal Lot Number42
JurisdictionMONMOUTH NJ
Township / Civil DivisionFREEHOLD
Census Block Group1
Census Block1017
Census Tract810900

Owner

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5 MICHAEL LN, FREEHOLD, NJ 07728-2033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2022 · Amount on Record
Deed SaleMay 6, 2022 · Amount on Record
Prior SaleJun 26, 2001 · Amount on Record
Deed Document Number202250036
Deed Book / Page9594 / 2049
Record UpdatedOct 29, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateMay 6, 2022
Property Address5 MICHAEL LN, FREEHOLD, NJ 07728-2033
Document Number0095942049
Book / Page9594 / 2049
Instrument DateApr 18, 2022
Instrument2022050036
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyATS TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,538.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address80 DEACON DR, 80, HAMILTON, NJ 08619-1321

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 MICHAEL LN, FREEHOLD, NJ 07728-2033

Mortgage

Document Number0095942095
DateMay 6, 2022
Book Page9594/2095
Instrument2022050049
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityFreehold Borough
Elementary School DistrictFreehold Borough School District (KG - 08)
Secondary School DistrictFreehold Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$469,300 (+2.44%) Land $293,900 Building $175,400$469,300 (+2.44%) Land $293,900 Building $175,400
2025$9,185.00 (+10.88%)$458,100 (+30.62%) Land $284,300 Building $173,800$458,100 (+30.62%) Land $284,300 Building $173,800
2024$8,284.00 (+15.59%)
2023$350,700 Land $199,700 Building $151,000$350,700 Land $199,700 Building $151,000
2022$7,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEHOLD BOROUGH WATER D
serves 11,029 people · EPA ID NJ1315001
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2022
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

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