St. Louis County property record for 5 Mesabi Dr, Virginia, MN 55792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,079 sqft · built 1948 |
| Lot Size | 0.443 acres (19,310 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,000 (Oct 2025) |
| Tax Bill | $1,890 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0088-00440 |
| Primary APN | 090-0088-00440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,079 sqft Gross Area |
| 1st Floor Area | 871 sqft |
| Basement Area | 131 sqft |
| Finished Basement | 131 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 19,310 sqft (0.443 acres) |
| Garage Area | 572 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 100 sqft |
| Patio Area | 168 sqft |
| Storage Building | 70 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1189314 |
|---|---|
| Street Address | 5 MESABI DR |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-3511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0005 BLOCK:003 SERIAL # |
| Legal Subdivision | MIDWAY TERRACE ADD TO VIRGINIA |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 13200 |
5 Mesabi Dr is owned and occupied by two individuals who bought it in October 2025.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 MESABI DR, VIRGINIA, MN 55792-3511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 13, 2025 | Warranty Deed, Transfer · Closed-End Mortgage EMBARRASS VERMILLION FCU |
| Mar 18, 2020 | Grant Deed, Transfer · VA Mortgage HOME PT FIN'L |
| Mar 17, 2020 | Deed of Trust, Mortgage · VA Mortgage HOME PT FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2025 · Amount on File |
| Deed Sale | Oct 13, 2025 · Amount on File |
| Prior Sale | Dec 6, 2010 · Amount on File |
| Deed Document Number | 20251520100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5 MESABI DR, VIRGINIA, MN 55792-3511 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001437337 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 1437337 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 13, 2025 |
| Property Address | 5 MESABI DR, VIRGINIA, MN 55792-3511 |
| Document Number | 0001520100 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 1520100 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | NORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $557.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5 MESABI DR, VIRGINIA, MN 55792-3511 |
| Document Number | 0001520101 |
|---|---|
| Date | Oct 13, 2025 |
| Instrument | 1520101 |
| Name | EMBARRASS VERMILLION FCU |
|---|---|
| Type | Credit Union |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Sep 15, 2030 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 18, 2020 |
| Property Address | 5 MESABI DR, VIRGINIA, MN 55792-3511 |
| Document Number | 00A1376166 |
| Instrument Date | Mar 17, 2020 |
| Instrument | A1376166 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2020 |
| Title Company | NTC - KEY W |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $376.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 MESABI DR VIRGINIA MN 557923511, VIRGINIA, MN 55792-3511 |
| Document Number | A1376167 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | A1376167 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5 MESABI DR, VIRGINIA, MN 55792-3511 |
| Document Number | 00A1400595 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | NTC - KEY W |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5 MESABI DR VIRGINIA MN 557923511, VIRGINIA, MN 55792-3511 |
| Document Number | 00A1400595 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | A1400595 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 6, 2051 |
The 2026 property tax bill for 5 Mesabi Dr was $1,890 with a homeowner's exemption, up 33.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,890.00 (+33.29%) Homeowner's exemption | ||
| 2025 | $1,418.00 (-18.22%) Homeowner's exemption | $157,200 (+21.86%) Land $20,500 Building $136,700 | $157,200 (+21.86%) Land $20,500 Building $136,700 |
| 2024 | $1,734.00 | $129,000 Land $16,000 Building $113,000 | $129,000 Land $16,000 Building $113,000 |
| 2022 | $117,400 Land $16,000 Building $101,400 | $117,400 Land $16,000 Building $101,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Mesabi Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5 Mesabi Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Virginia serves 8,361 people · EPA ID MN1690046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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