5 Melvin Dr, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 5 Melvin Dr, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,768 sqft · built 1998
Lot Size	0.689 acres (30,019 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Mar 2024)
Tax Bill	$5,823 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:33A B:C15`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:33A B:C15`
Alternative APN	`33AC15`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,768 sqft Living Area
Gross Area	2,940 sqft
1st Floor Area	884 sqft
Basement Area	1,476 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,019 sqft (0.689 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	33AC15
Street Address	5 MELVIN DR
City	OXFORD
State	MA
Zip	01540-1950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	GRACE ESTATES
Legal Block	C15
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2017
Census Tract	753100

Owner

5 Melvin Dr is owned and occupied by two individuals who bought it in March 2024.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 MELVIN DR, OXFORD, MA 01540-1950
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEOMINSTER CU
Dec 24, 2020	Deed of Trust, Mortgage · VA Mortgage RESIDENTIAL MORTGAGE SERVICES
Mar 17, 2017	Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2024 · Amount on File
Deed Sale	Mar 29, 2024 · Amount on File
Prior Sale	Mar 17, 2017 · Amount on File
Deed Book / Page	70343 / 87
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Mar 29, 2024
Property Address	5 MELVIN DR, OXFORD, MA 01540-1950
Document Number	0070343-87
Book / Page	70343 / 87
Instrument Date	Mar 29, 2024
Instrument	22924
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 MELVIN DR, OXFORD, MA 01540-1950

Mortgage

Document Number	0000022925
Date	Mar 29, 2024
Instrument	22925

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Apr 1, 2034
Max Rate At Change	2.75%
Index	5-Year CMT

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	5 MELVIN DR, OXFORD, MA 01540-1950
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64073-110
Date	Dec 24, 2020
Book Page	64073/110
Instrument	161683

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Mar 17, 2017
Property Address	5 MELVIN DR, OXFORD, MA 01540-1950
Document Number	56860-249
Book / Page	56860 / 249
Instrument	27227
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.34
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	568600251
Date	Mar 17, 2017
Instrument	56860/0251

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5 Melvin Dr was $5,823, up 9,939.7% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,823.00 (+9,939.66%)	$476,100 (+3.23%) Land $85,500 Building $390,600	$480,664 (+14.29%)
2025	$58.00 (-98.95%)	$461,200 (+12.57%) Land $98,300 Building $362,900	$420,565
2024	$5,523.00 (+4.17%)	$409,700 (+5.4%) Land $91,700 Building $318,000
2023	$5,302.00	$388,700 Land $81,900 Building $306,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Melvin Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Melvin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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