5 Melody Ln, #6, Troy, MO 63379 Property Records

Lincoln County property record for 5 Melody Ln, #6, Troy, MO 63379

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,920 sqft · built 1987
Lot Size	0.261 acres (11,369 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,421 (2025)
Deeds & Mortgages	Oct 2021 Sale Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-25-003-002-009.003`

Property Details

APN / Parcel Number

Primary APN	`15-70-25-003-002-009.003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,369 sqft (0.261 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5 MELODY LN, 6
City	TROY
State	MO
Zip	63379-1420
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 3 PER SURVEY - WITHIN OL 74 WILLIAMS ADDITION
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	WILLIAMS ADD
Legal Lot Number	3
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3012
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56 BEAR CLAW CT, WENTZVILLE, MO 63385-3532
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Beneficiary Deed, Transfer
Feb 25, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
May 14, 2019	Quit Claim Deed, Transfer Quitclaim
Jan 14, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021
Deed Sale	Oct 8, 2021
Prior Sale	Feb 25, 2021 · Amount on Record
Deed Document Number	202113399
Deed Book / Page	2470 / 826
Prior Transfer Date	Oct 4, 2021
Prior Transfer Doc	002470/826
Record Updated	Oct 29, 2026

October 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 8, 2021
Property Address	5 MELODY LN # 6, 6, TROY, MO 63379-1420
Document Number	002470/826
Book / Page	2470 / 826
Map Reference	MB 1091 PG 91
Instrument Date	Oct 4, 2021
Instrument	2021013399
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	56 BEAR CLAW CT, WENTZVILLE, MO 63385-3532

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 25, 2021
Property Address	5 MELODY LN # 6, 6, TROY, MO 63379-1420
Document Number	00002460/9
Book / Page	2460 / 9
Instrument Date	Feb 23, 2021
Instrument	2021002508
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 BEAR CLAW CT, WENTZVILLE, MO 63385-3532

Mortgage

Document Number	2021002511
Date	Feb 25, 2021
Instrument	2021002511

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MO
Recording Date	May 14, 2019
Property Address	5 MELODY LN # 6, 6, TROY, MO 63379-1420
Document Number	02433/0841
Book / Page	2433 / 0841
Map Reference	MB 1091 PG 91
Instrument Date	May 8, 2019
Instrument	2019003693
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 HYDE PARK AVE, WENTZVILLE, MO 63385-7249

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 14, 2019
Property Address	5 MELODY LN # 6, 6, TROY, MO 63379-1420
Document Number	02430/0497
Book / Page	2430 / 0497
Instrument Date	Jan 14, 2019
Instrument	2019000306
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	334 HYDE PARK AVE, WENTZVILLE, MO 63385-7249

Mortgage

Document Number	2019000307
Date	Jan 14, 2019
Instrument	2019000307

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,622 (-) Land $1,621 Building $21,001
2025	$1,421.00 (+7.57%)	$22,622 (+8.89%) Land $1,621 Building $21,001	$119,060 (+8.89%) Land $8,530 Building $110,530
2023	$1,321.00 (+5.01%)	$20,775 (+5.54%) Land $1,488 Building $19,287	$109,340 (+5.54%) Land $7,830 Building $101,510
2022	$1,258.00	$19,684 Land $1,488 Building $18,196
2021			$103,600 Land $7,830 Building $95,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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