Chatham County property record for 5 Melody Dr, Pooler, GA 31322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,520 sqft · built 2009 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $314,950 (Apr 2020) |
| Tax Bill | $4,643 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-1010F-04-024 |
| Primary APN | 5-1010F-04-024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,520 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,059 sqft (0.185 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 220 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 1,104 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 5 MELODY DR |
|---|---|
| City | POOLER |
| State | GA |
| Zip | 31322-3644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 81 HARMONY SUB PHASE 1 SMB 36S 89M .185 AC |
| Legal Subdivision | HARMONY SUB |
| Legal Phase | 1 |
| Legal Lot Number | 81 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | POOLER-BLOOMINGDALE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10810 |
Source: Chatham County records · APN 5-1010F-04-024
Assessment roll updated September 15, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 MELODY DR, POOLER, GA 31322-3644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2024 | Warranty Deed, Transfer |
| Apr 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2020 · Amount on Record |
| Deed Sale | Apr 23, 2020 · Amount on Record |
| Prior Sale | Jun 25, 2014 · Amount on Record |
| Deed Document Number | 20204011 |
| Deed Book / Page | 1919 / 267 |
| Last Transfer Date | Mar 07, 2024 |
| Transfer Doc | 0033240164 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Mar 11, 2024 |
| Property Address | 5 MELODY DR, POOLER, GA 31322-3644 |
| Document Number | 0033240164 |
| Book / Page | 3324 / 164 |
| Instrument Date | Mar 07, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 MELODY DR, POOLER, GA 31322-3644 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Apr 23, 2020 |
| Property Address | 5 MELODY DR, POOLER, GA 31322-3644 |
| Document Number | 0019190267 |
| Book / Page | 1919 / 267 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 2020-004011 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 MELODY DR, POOLER, GA 31322-3644 |
| Document Number | 0000001919/0000000269 |
|---|---|
| Date | May 04, 2020 |
| Book Page | 0000001919/0000000269 |
| Instrument | 032306440016 |
| Name | RUOFF MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
Source: Chatham County records · Assessment roll updated September 15, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Pooler City |
| Unified School District | Chatham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,643.00 (+3.38%) Homeowner's exemption | $209,520 (+21.28%) Land $26,000 Building $183,520 | $523,800 (+21.28%) Land $65,000 Building $458,800 |
| 2024 | $4,491.00 (+5.4%) | ||
| 2023 | $172,760 (+10.04%) Land $11,200 Building $161,560 | $431,900 (+10.04%) Land $28,000 Building $403,900 | |
| 2022 | $4,261.00 | $157,000 Land $11,200 Building $145,800 | $392,500 Land $28,000 Building $364,500 |
Source: FEMA National Flood Hazard Layer as of October 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 6 (2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 97.5% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Delta Communications.
Based on FCC filings for 270 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | POOLER serves 28,423 people |
|---|---|
| Water Source | Purchased surface water from SAVANNAH-I & D |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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