Middlesex County and Ayer Town property record for 5 Mechanic St, Ayer, MA 01432 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1988 |
| Square Footage | 910 sqft Living Area |
| Lot Size | 2,614 sqft (0.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $295,000 (2022) |
| Tax Bill | $3,407.00 (2025) |
| Primary APN | AYER M:026 B:0000 L:0351 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 910 sqft Living Area |
| Basement Area | 520 sqft Basement |
| Unfinished Basement | 520 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Stone Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 2,614 sqft (0.06 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 5 MECHANIC ST |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1201 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 351 |
| Jurisdiction | AYER MA |
| Minor Civil Division | AYER |
| Census Blockgroup | 5 |
| Census Block | 5016 |
| Census Tract | 325102 |
Source: Middlesex County and Ayer Town records · APN AYER M:026 B:0000 L:0351
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 MECHANIC ST, AYER, MA 01432-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 07, 2022 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage DIGITAL FCU |
| Sep 02, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Aug 21, 2020 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage CALIBER HOME LOANS INC |
| Sep 14, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CITIZENS BK/RI |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 07, 2022 · Amount on Record |
| Deed Sale | Dec 07, 2022 · Amount on Record |
| Prior Sale | Aug 21, 2020 · Amount on Record |
| Deed Book / Page | 81031 / 326 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Dec 07, 2022 |
| Property Address | 5 MECHANIC ST, AYER, MA 01432-1201 |
| Document Number | 081031-326 |
| Book / Page | 81031 / 326 |
| Instrument Date | Dec 07, 2022 |
| Instrument | 178477 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 MECHANIC ST, AYER, MA 01432-1201 |
| Document Number | 0000178478 |
|---|---|
| Date | Dec 07, 2022 |
| Instrument | 178478 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 5 MECHANIC ST, AYER, MA 01432-1201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75513-186 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 75513/186 |
| Instrument | 151905 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Aug 21, 2020 |
| Property Address | 5 MECHANIC ST, AYER, MA 01432-1201 |
| Document Number | 75422-369 |
| Book / Page | 75422 / 369 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 143521 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 MECHANIC STREET EXT, AYER, MA 01432-1202 |
| Document Number | 143522 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 143522 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Sep 14, 2018 |
| Property Address | 5 MECHANIC ST, AYER, MA 01432-1201 |
| Document Number | 71619-239 |
| Book / Page | 071619 / 000239 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 142729 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $866.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 MECHANIC ST AYER MA 014321201, AYER, MA 01432-1201 |
| Document Number | 71619-245 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 071619/000245 |
| Instrument | 142730 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2048 |
Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,407.00 (+22.73%) | $284,900 (+27.47%) Land $95,600 Building $189,300 | $339,340 (+4.72%) |
| 2024 | $324,045 | ||
| 2023 | $2,776.00 | $223,500 Land $90,000 Building $133,500 |
5 Mechanic St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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