5 Meadow Ln, Plains, MT 59859 Property Records

Sanders County property record for 5 Meadow Ln, Plains, MT 59859

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,442 sqft · built 2002
Lot Size	6.36 acres (277,042 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Feb 2019)
Tax Bill	$2,715 (2026)
Deeds & Mortgages	Feb 2019 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R354231`

Property Details

APN / Parcel Number

Primary APN	`R354231`
Alternative APNs	`35-2978-24-4-01-30-0000` `0000002728`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,442 sqft Living Area
1st Floor Area	1,952 sqft
Attic	Attic
Attic Area	490 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	277,042 sqft (6.36 acres)
Garage Type	Mixed
Garage Area	1,460 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000002728
Street Address	5 MEADOW LN
City	PLAINS
State	MT
Zip	59859-9105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACKJACK FLATS, S24, T20 N, R27 W, LOT 8, ACRES 6.36, SENE&NESE
Legal Range	27W
Legal Township	20N
Legal Section	24
Legal Subdivision	BLACKJACK FLATS
Legal Lot Number	8
Jurisdiction	SANDERS MT
Township / Civil Division	PLAINS
Census Block Group	2
Census Block	2049
Census Tract	100

Owner

5 Meadow Ln is owned by two individuals who bought it in February 2019.

Source: Sanders County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 460, PLAINS, MT 59859-0460
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage STEARNS LENDING INC
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Feb 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING INC
Feb 15, 2019	Warranty Deed, Transfer · Stand-Alone Refinance STEARNS LENDING INC
Sep 26, 2017	Quit Claim Deed, Transfer · ARM WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on File
Deed Sale	Feb 15, 2019 · Amount on File
Deed Document Number	2019312055
Prior Transfer Date	Sep 25, 2017
Prior Transfer Doc	0000307731
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	5 MEADOW LN, PLAINS, MT 59859-9105
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000312056
Date	Feb 15, 2019
Instrument	312056

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	5 MEADOW LN, PLAINS, MT 59859-9105
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	316898
Date	Jul 1, 2020
Instrument	316898

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	5 MEADOW LN, PLAINS, MT 59859-9105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	312056
Date	Feb 15, 2019
Instrument	312056

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	Feb 15, 2019
Property Address	5 MEADOW LN, PLAINS, MT 59859-9105
Document Number	312055
Instrument Date	Feb 15, 2019
Instrument	312055
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1478 GRANADA ST, VALLEJO, CA 94591-7633

Mortgage

Document Number	312056
Date	Feb 15, 2019
Instrument	312056

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANDERS MT
Recording Date	Sep 26, 2017
Property Address	5 MEADOW LN, PLAINS, MT 59859-9105
Document Number	1/88920
Book / Page	1 / 88920
Instrument Date	Sep 25, 2017
Instrument	307731
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 MEADOW LN, 5, PLAINS, MT 59859-9105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MEADOW LN, PLAINS, MT 59859-9105

Mortgage

Document Number	1/88921
Date	Sep 26, 2017
Book Page	1/88921
Instrument	307732

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.02%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2022
Change Frequency	5 Years
Min Rate At Change	3.02%
Max Rate At Change	5.02%
Index	5-Year CMT
Max Rate	8.02%

Tax Assessment & Valuation

The 2026 property tax bill for 5 Meadow Ln was $2,715, down 15.7% from the year before.

Source: Sanders County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Unified School District	Plains K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,715.00 (-15.68%)	$666,800 (-)
2025	$3,220.00	$666,800	$666,800 Land $83,676 Building $583,124
2023	$3,429.00	$539,600	$539,600 Land $44,600 Building $495,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Meadow Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1997–2011)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 2 claims Severe Storms,ice Jams, Snow Melt, Flooding, Jun 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Meadow Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blackfoot Telephone Cooperative Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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