5 McLay Ln, York, ME 03909 Property Records

York County and York Town property record for 5 McLay Ln, York, ME 03909

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,855 sqft · built 2015
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Tax Bill$6,032 (2025)
Deeds & MortgagesNov 2019 Refinance
Flood ZoneZone X (minimal risk)
APNM:023 B:084-A

Property Details

APN / Parcel Number

Primary APNM:023 B:084-A
Alternative APNs
  • YORK M:0023 B:0084-A
  • 002405
  • 2405

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,855 sqft Living Area
Gross Area3,102 sqft
1st Floor Area1,087 sqft
Basement Area1,087 sqft
Unfinished Basement1,087 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating SystemSpace Heater
Heating FuelGas

Location & Zoning

Account Number2405
Street Address5 MCLAY LN
CityYORK
StateME
Zip03909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Block84-A
JurisdictionYORK ME
Township / Civil DivisionYORK
Census Block Group3
Census Block3015
Census Tract36004

Owner

5 McLay Ln is owned by two individuals who acquired it in September 2014.

Source: York County and York Town records, as of May 22, 2026

Owner of Record2 Individual Names on File
Mailing Address176 MILL GLEN RD, WINCHENDON, MA 01475-2030
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2014
Deed SaleSep 16, 2014
Prior SaleAug 22, 2005
Deed Document Number201437922
Deed Book / Page16890 / 766
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK ME
Property Address5 MCLAY LN, YORK, ME 03909
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180860579
DateNov 1, 2019
Book Page18086/579
Instrument2019046719
Lender
NameGFA FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueDec 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 5 McLay Ln was $6,032, up 8.3% from the year before.

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
County SubdivisionYork Town
Unified School DistrictYork (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,032.00 (+8.33%)$731,100 (+10.29%) Land $344,500 Building $386,600
2024$5,568.00 (+2.37%)$662,900 (+2.98%) Land $306,300 Building $356,600
2023$5,439.00 (+3.76%)$643,700 (+4.99%) Land $287,100 Building $356,600$1,226,260
2022$5,242.00$613,100 Land $287,100 Building $326,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 McLay Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies144 units insured
incl. 95 condo units
Nearby Flood Claims6 (2007–2024)
Claims Outside the SFHA1 of 6
Most Recent ClaimFeb 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 McLay Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYORK WATER DISTRICT
serves 13,675 people · EPA ID ME0091680
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on McLay Ln

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