5 McCarthy Cir, Stony Point, NY 10980 Property Records

Rockland County and Stony Point Town property record for 5 McCarthy Cir, Stony Point, NY 10980

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,752 sqft · built 2006
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Aug 2018)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`392800 15.01-4-58.2`

Property Details

APN / Parcel Number

Primary APN	`392800 15.01-4-58.2`
Alternative APNs	`280001500100040580020000` `0002152`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,752 sqft Living Area
1st Floor Area	3,347 sqft
2nd Floor Area	2,405 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Attached
Garage Area	942 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	336 sqft
Porch	Covered Porch
Porch Area	80 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0002152
Old Parcel Number	280001500100040580020000
Street Address	5 MCCARTHY CIR
City	STONY POINT
State	NY
Zip	10980-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT:58.002 BLK:4 SEC:15.01 DIST:392800 CITY/MUNI/TWP:STONY POINT
Legal Subdivision	KNOLL/WAYNE AVE
Legal Block	4
Legal Lot Number	58.002
Jurisdiction	ROCKLAND NY
Township / Civil Division	STONY POINT
Census Block Group	2
Census Block	2006
Census Tract	10101

Owner

Source: Rockland County and Stony Point Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5 MCCARTHY CIR, STONY POINT, NY 10980-3034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Mar 26, 2020	Loan Modification, Mortgage · Conventional Mortgage CALIBER HM LOANS
Aug 9, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Prior Sale	Aug 16, 2005 · Amount on Record
Deed Document Number	0201823235
Deed Book / Page	2018 / 23235
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	5 MCCARTHY CIR, STONY POINT, NY 10980-3034
Document Number	0000011648
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MCCARTHY CIR STONY POINT NY 109803034, STONY POINT, NY 10980-3034

Mortgage

Document Number	0000011648
Date	Apr 16, 2020
Instrument	11648

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 15, 2048

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKLAND NY
Property Address	5 MCCARTHY CIR, STONY POINT, NY 10980-3034
Document Number	0000011649
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MCCARTHY CIR STONY POINT NY 109803034, STONY POINT, NY 10980-3034

Mortgage

Document Number	0000011649
Date	Apr 16, 2020
Instrument	11649

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 15, 2048

Interest

Rate Type	Fixed Rate
Rate	3.5%

August 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Aug 9, 2018
Property Address	5 MCCARTHY CIR, STONY POINT, NY 10980-3034
Document Number	0000023235
Map Reference	BK 123 PG 92
Instrument Date	Jul 31, 2018
Instrument	2018-00023235
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HUDSON UNITED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425A LAWTON AVE, CLIFFSIDE PARK, NJ 07010-1914

Mortgage

Document Number	0000023236
Date	Aug 9, 2018
Instrument	2018-00023236

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Stony Point Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Stony Point Town
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$78,000 (-) Land $14,000 Building $64,000	$801,645 (+0.51%) Land $143,885 Building $657,760
2023	$78,000 Land $14,000 Building $64,000	$797,546 Land $143,149 Building $654,397

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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