5 Matoca Ct, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 5 Matoca Ct, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,339 sqft · built 1971
Lot Size	0.505 acres (21,998 sqft)
Owner	2 Individual Names on File
Last Sale	$297,000 (Jul 2017)
Tax Bill	$3,864 (2026)
Deeds & Mortgages	Sep 2022 Refinance Mar 2022 Second Mortgage + 2 more
APN	`7779-00-8799`

Property Details

APN / Parcel Number

Primary APN	`7779-00-8799`
Alternative APNs	`284 G 75` `6088`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	3 Units
Stories	1 Story
Building Area	2,339 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft
Unfinished Basement	1,350 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,998 sqft (0.505 acres)
Terrain	Rolling
Garage Area	909 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	521 sqft
Patio Area	1,758 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5 MATOCA CT
City	FREDERICKSBURG
State	VA
Zip	22401-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 75 S 3 BL 284-G-75 ALTOONA
Legal Subdivision	ALTOONA SD
Legal Lot Number	75
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3012
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5 Matoca Ct is owned and occupied by two individuals who bought it in July 2017.

Source: Fredericksburg City records, as of March 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 MATOCA CT, FREDERICKSBURG, VA 22401-1109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Mar 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 31, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MCLEAN MORTGAGE CORPORATION
Mar 6, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017 · Amount on File
Deed Sale	Jul 31, 2017 · Amount on File
Prior Sale	Mar 6, 2017 · Amount on File
Deed Document Number	20171797
Prior Transfer Date	Jan 4, 2010
Prior Transfer Doc	1000000223
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	5 MATOCA CT, FREDERICKSBURG, VA 22401-1109
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202653
Date	Sep 20, 2022
Instrument	202202653

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	5 MATOCA CT, FREDERICKSBURG, VA 22401-1109
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200774
Date	Mar 11, 2022
Instrument	202200774

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	305 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Jul 31, 2017
Property Address	5 MATOCA CT, FREDERICKSBURG, VA 22401-1109
Document Number	0170001797
Instrument Date	Jul 28, 2017
Instrument	170001797
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MATOCA CT, FREDERICKSBURG, VA 22401-1109

Mortgage

Document Number	0170001798
Date	Jul 31, 2017
Instrument	170001798

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0170001799
Date	Jul 31, 2017
Instrument	170001799

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Mar 6, 2017
Property Address	5 MATOCA CT, FREDERICKSBURG, VA 22401-1109
Document Number	170000552
Instrument Date	Mar 3, 2017
Instrument	552
Transaction Type	Transfer
Record Updated	Mar 10, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Tax	$228.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 7726 FREDERICKSBURG VA 224047726, FREDERICKSBURG, VA 22404-7726

Tax Assessment & Valuation

The 2026 property tax bill for 5 Matoca Ct was $3,864.

Source: Fredericksburg City assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,864.00	$477,100 Land $120,000 Building $357,100	$477,100 Land $120,000 Building $357,100
2024	$3,679.00	$413,400 Land $80,000 Building $333,400	$413,400 Land $80,000 Building $333,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5 Matoca Ct; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Matoca Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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