Fillmore County property record for 5 Main St S, Chatfield, MN 55923
| Property Type | Commercial |
|---|---|
| Lot Size | 0.176 acres (7,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $428 (2026) |
| Deeds & Mortgages | Jun 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 26.0276.000 |
| Primary APN | 26.0276.000 |
|---|
| Lot Area | 7,680 sqft (0.176 acres) |
|---|---|
| Lot Dimensions | 128 ft deep x 60 ft wide |
| Street Address | 5 MAIN ST S |
|---|---|
| City | CHATFIELD |
| State | MN |
| Zip | 55923-1252 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | CHATFIELDS ORIGINAL PLAT LOT-005 BLOCK-022 LOT 5 BLK 22 |
| Legal Subdivision | CHATFIELDS ORIGINAL PLAT |
| Legal Block | 22 |
| Legal Lot Number | 5 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | CHATFIELD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 960200 |
5 Main St S, a commercial property, is owned by two individuals who acquired it in January 2025.
Source: Fillmore County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29383 COUNTY 5, WYKOFF, MN 55990-2181 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 5, 2025 |
| Transfer Doc | 0000450878 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 5 MAIN ST S, CHATFIELD, MN 55923-1252 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000438677 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 438677 |
| Name | ROOT RIVER STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jul 1, 2027 |
The 2026 property tax bill for 5 Main St S was $428.
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Chatfield City |
| Unified School District | Chatfield Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428.00 | $19,600 (-) Land $19,600 | $19,600 (-) Land $19,600 |
| 2025 | $19,600 Land $19,600 | $19,600 Land $19,600 | |
| 2023 | $19,600 Land $19,600 | $19,600 Land $19,600 | |
| 2020 | $526.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Main St S in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2001) |
| Most Recent Claim | Jul 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Main St S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Chatfield serves 3,005 people · EPA ID MN1230002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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