5 Main St, Lyme, NH 03768 Property Records

Grafton County and Lyme Town property record for 5 Main St, Lyme, NH 03768

Property Summary

Property Type	Department Store (Apparel, Household Goods, Furniture)
Details	1 bd · 13,115 sqft · built 1973
Lot Size	0.96 acres (41,818 sqft)
Owner	Company Name on File
Last Sale	$500,000 (Oct 2007)
Tax Bill	$40,856 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LLYM M:201 B:73`

Property Details

APN / Parcel Number

Primary APN	`LLYM M:201 B:73`
Alternative APN	`564`

Interior

Bedrooms	1 Bed
Units	10 Units
Stories	3 Stories
Building Area	13,115 sqft Total Area
Gross Area	21,260 sqft
1st Floor Area	9,946 sqft
Basement Area	5,362 sqft
Unfinished Basement	882 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	41,818 sqft (0.96 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Wood

Location & Zoning

Account Number	564
Street Address	5 MAIN ST
City	LYME
State	NH
Zip	03768-3500
Property Category	Commercial
Property Type	Commercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Local Zoning Code	LCD
Legal Block	73
Jurisdiction	LYME TOWN NH
Township / Civil Division	LYME
Census Block Group	1
Census Block	1026
Census Tract	960900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lyme Common Historic District listed 1988 · 90 contributing resources · NRIS 88001435

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5 Main St, a commercial property, is owned by a company that bought it in October 2007.

Source: Grafton County and Lyme Town records, as of May 13, 2026

Owner of Record	Company Name on File
Mailing Address	15 MARKET ST, LYME, NH 03768-3506
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust MASCOMA BK
Dec 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GRAFTON REGIONAL DEV
Dec 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MASCOMA BANK
Sep 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MASCOMA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2007 · Amount on File
Deed Sale	Oct 12, 2007 · Amount on File
Prior Sale	Oct 12, 2007 · Amount on File
Deed Book / Page	3457 / 514
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	LYME TOWN NH
Recording Date	Apr 20, 2026
Property Address	5 MAIN ST, LYME, NH 03768-3500
Document Number	005009-979
Book / Page	5009 / 979
Instrument Date	Apr 20, 2026
Instrument	20264301
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004301,
Date	Apr 20, 2026
Book Page	5009/979
Instrument	20264301

Lender

Name	MASCOMA BK

Agreement

Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYME TOWN NH
Property Address	5 MAIN ST, LYME, NH 03768-3500
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004777-845
Date	Dec 23, 2022
Book Page	4777/845
Instrument	22017099

Lender

Name	GRAFTON REGIONAL DEV

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYME TOWN NH
Property Address	5 MAIN ST, LYME, NH 03768-3500
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004777-819
Date	Dec 23, 2022
Book Page	4777/819
Instrument	22017096

Lender

Name	MASCOMA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYME TOWN NH
Property Address	5 MAIN ST, LYME, NH 03768-3500
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004828-284
Date	Sep 25, 2023
Book Page	4828/284
Instrument	23010540

Lender

Name	MASCOMA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5 Main St was $40,856.

Source: Grafton County and Lyme Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Grafton County
County Subdivision	Lyme Town
Elementary School District	Lyme School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$40,856.00	$1,449,300 Land $394,300 Building $1,055,000
2023	$36,740.00 (+5.71%)	$1,449,300 (-) Land $394,300 Building $1,055,000
2022	$34,754.00	$1,449,300 Land $394,300 Building $1,055,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective February 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2005–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Tropical Storm Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYME WATER private · serves 283 people · EPA ID NH1431010
Water Source	Groundwater
Last State Inspection	Oct 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LymeFiber Fiber	1,000 / 1,000
Fidium Fiber DSL	100 / 40

Cell Coverage

4G LTE (outdoors only), no 5G reported

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