5 Main St, #2B, Inlet Beach, FL 32461 Property Records

Walton County property record for 5 Main St, #2B, Inlet Beach, FL 32461

Property Summary

Property Type	Condominium
Owner	Company Name on Record
Last Sale	$935,000 (Jan 2021)
Tax Bill	$7,319 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-3S-18-16400-000-02B0`

Property Details

APN / Parcel Number

Primary APN	`35-3S-18-16400-000-02B0`
Alternative APN	`1081071`

Location & Zoning

Account Number	1081071
Street Address	5 MAIN ST # 2B, 2B
City	INLET BEACH
State	FL
Zip	32461-5027
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 2-B SAVANNAH AT ROSEMARY BEACH AND THE PARKING AREAS LABELED 2-B ACCORDING TO THE DECLARATION REC IN OR 2723-510 OR
Legal Range	18W
Legal Township	03S
Legal Section	35
Legal Subdivision	SAVANNAH AT ROSEMARY BEACH
Legal Lot Number	2B
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1035
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 222135, GREAT NECK, NY 11022-2135
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROGRESS BANK & TRUST
Jan 11, 2021	Warranty Deed, Transfer EMERALD COAST TITLE SVCS LLC
Jan 11, 2021	Warranty Deed, Transfer EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Jun 12, 2012
Deed Document Number	20210001265
Deed Book / Page	3178 / 414
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	5 MAIN ST # 2B, 2B, INLET BEACH, FL 32461-5027
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 RIDGE RD, DOUGLASTON, NY 11363-1324

Mortgage

Document Number	0031780420
Date	Jan 11, 2021
Book Page	3178/420
Instrument	20210001268

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	Monthly
Min Rate At Change	2%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	10.8%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 11, 2021
Property Address	5 MAIN ST # 2B, 2B, INLET BEACH, FL 32461-5027
Document Number	0031780414
Book / Page	3178 / 414
Map Reference	MB 2723 PG 510
Instrument Date	Jan 6, 2021
Instrument	20210001265
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$6,545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1476 VANCE AVE, 1476, MEMPHIS, TN 38104-3809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 222135, GREAT NECK, NY 11022-2135

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 11, 2021
Property Address	5 MAIN ST # 2B, 2B, INLET BEACH, FL 32461-5027
Document Number	0031780414
Book / Page	3178 / 414
Map Reference	MB 2723 PG 510
Instrument Date	Jan 6, 2021
Instrument	20210001265
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$6,545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1476 VANCE AVE, 1476, MEMPHIS, TN 38104-3809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 222135, GREAT NECK, NY 11022-2135

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$801,281 (-) Building $801,281	$801,281 (-) Building $801,281
2024	$7,319.00 (+0.54%)
2023	$7,280.00 (+7.85%)	$801,281 (+1%) Building $801,281	$801,281 (+1%) Building $801,281
2022	$6,750.00	$728,438 Building $728,438	$728,438 Building $728,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, REV, Verizon.

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