Essex County and Montclair Township property record for 5 Macopin Ave, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 1,862 sqft · built 1973 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $770,000 (May 2020) |
| Tax Bill | $26,574 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02804-0000-00029-01 |
| Primary APN | 13-02804-0000-00029-01 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,862 sqft Living Area |
|---|
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 12,001 sqft (0.276 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Old Parcel Number | 1302804000002901 |
|---|---|
| Street Address | 5 MACOPIN AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 80X150 |
| Legal Block | 2804 |
| Legal Lot Number | 29.1 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 16100 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 MACOPIN AVE, MONTCLAIR, NJ 07043-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CREDIT UNION |
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| May 7, 2020 | Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2020 · Amount on Record |
| Deed Sale | May 7, 2020 · Amount on Record |
| Prior Sale | Apr 1, 2013 |
| Deed Document Number | 202045217 |
| Prior Transfer Date | Apr 10, 2020 |
| Prior Transfer Doc | 0000045217 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 10, 2026 |
| Property Address | 5 MACOPIN AVE, MONTCLAIR, NJ 07043-2001 |
| Document Number | 0000023809 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202623809 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 5 MACOPIN AVE, MONTCLAIR, NJ 07043-2001 |
| Document Number | 0000023809, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 202623809 |
| Name | QUORUM FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 5 MACOPIN AVE, MONTCLAIR, NJ 07043-2001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | REALSAFE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000130147 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021130147 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 7, 2020 |
| Property Address | 5 MACOPIN AVE, MONTCLAIR, NJ 07043-2001 |
| Document Number | 0000045217 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 45217 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2020 |
| Title Company | HILLTOP TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 MACOPIN AVE MONTCLAIR NJ 070432001, MONTCLAIR, NJ 07043-2001 |
| Document Number | 45218 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 45218 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2050 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $755,800 (-) Land $410,000 Building $345,800 | $755,800 (-) Land $410,000 Building $345,800 | |
| 2025 | $26,574.00 (+3.32%) | $755,800 (-) Land $410,000 Building $345,800 | $755,800 (-) Land $410,000 Building $345,800 |
| 2024 | $25,719.00 (+3.5%) | ||
| 2023 | $755,800 Land $410,000 Building $345,800 | $755,800 Land $410,000 Building $345,800 | |
| 2022 | $24,850.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2006–2023) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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