St. Lawrence County and Potsdam Town property record for 5 Mackay Rd, Potsdam, NY 13676
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,720 sqft · built 2009 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jul 2013) |
| Tax Bill | $5,194 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2017 Sale & Mortgage |
| APN | 407489 52.004-2-35 |
| Primary APN | 407489 52.004-2-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| 2nd Floor Area | 480 sqft |
| Upper Floors Area | 510 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 91,476 sqft (2.1 acres) |
| Lot Width | 250 ft Width |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Canopy | 440 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 407489 52.004-2-35 |
|---|---|
| Street Address | 5 MACKAY RD |
| City | POTSDAM |
| State | NY |
| Zip | 13676-3520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 0983SP500VAC |
| Legal Block | 2 |
| Legal Lot Number | 35.000 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | POTSDAM |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 491000 |
Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 MACKAY RD, POTSDAM, NY 13676-3520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional with PMI NORTHERN CU |
| Aug 14, 2017 | Warranty Deed, Transfer · VA Mortgage CARTHAGE FED'L S&L ASSN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2013 · Amount on File |
| Deed Sale | Jul 29, 2013 · Amount on File |
| Prior Sale | Jul 17, 2009 · Amount on File |
| Deed Document Number | 201311810 |
| Prior Transfer Date | Jun 24, 2008 |
| Prior Transfer Doc | 2008010565 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 5 MACKAY RD, POTSDAM, NY 13676-3520 |
| Document Number | 0000010698 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 65 WRIGHT RD POTSDAM NY 136763130, POTSDAM, NY 13676-3130 |
| Document Number | 0000010698 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 10698 |
| Name | NORTHERN CU |
|---|---|
| Address | WATERTOWN, NY 13601 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Aug 14, 2017 |
| Property Address | 5 MACKAY RD, POTSDAM, NY 13676-3520 |
| Document Number | 0000010615 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 10615 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Title Company | JEFFERSON TITLE COMPANY, JEFFERSON TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8265 HIGH ST HARRISVILLE NY 13648, HARRISVILLE, NY 13648 |
| Document Number | 10616 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 10616 |
| Name | CARTHAGE FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | CARTHAGE, NY 13619 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2047 |
Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Potsdam Town |
| Unified School District | Norwood-Norfolk Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,194.00 (-18.69%) | ||
| 2025 | $6,388.00 | $195,000 (+28.29%) Land $31,100 Building $163,900 | $195,000 (-5.07%) Land $31,100 Building $163,900 |
| 2023 | $152,000 Land $17,100 Building $134,900 | $205,405 Land $23,108 Building $182,297 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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