5 Lower Cove Rd, Ware, MA 01082 Property Records

Hampshire County and Ware Town property record for 5 Lower Cove Rd, Ware, MA 01082 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,594 sqft · built 1971
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on File
Last Sale	$130,100 (Oct 2001)
Tax Bill	$5,641 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit
APN	`WARE M:00049 B:00000 L:00042`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00049 B:00000 L:00042`
Alternative APN	`1875`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
Gross Area	2,420 sqft
Basement Area	960 sqft
Unfinished Basement	326 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	8,407 sqft (0.193 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1875
Street Address	5 LOWER COVE RD
City	WARE
State	MA
Zip	01082-9404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	42
Jurisdiction	WARE MA
Township / Civil Division	WARE
Census Block Group	1
Census Block	1033
Census Tract	820101

Owner

Source: Hampshire County and Ware Town records · APN WARE M:00049 B:00000 L:00042

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 LOWER COVE RD, WARE, MA 01082-9404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 05, 2001 · Amount on Record
Deed Sale	Oct 05, 2001 · Amount on Record
Prior Sale	Mar 29, 2001 · Amount on Record
Deed Book / Page	6384 / 238
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	5 LOWER COVE RD, WARE, MA 01082-9404
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015682-119
Date	Mar 31, 2026
Book Page	15682/119
Instrument	4474

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Hampshire County and Ware Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Ware Town
Unified School District	Ware School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,641.00 (+1.09%)	$374,600 (+15.87%) Land $188,700 Building $185,900	$357,770 (+3.09%)
2024			$347,035
2023	$5,580.00	$323,300 Land $169,100 Building $154,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250158201011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences

Wildfire

Wildfire Risk	Low above 6% of the US · above 14% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.