5 Locust St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 5 Locust St, Saint Augustine, FL 32084 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2012
Square Footage1,560 sqft Living Area
Lot Size3,049 sqft (0.07 acres)
Garage252 sqft
Last Sale$539,000 (2018)
Tax Bill$11,737.00 (2025)

Property Details

APN / Parcel Number

Primary APN194760-0000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures15 Plumbing Fixtures
Building Area1,560 sqft Living Area
1st Floor888 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2012
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area3,049 sqft (0.07 acres)
Depth X Width140 ft x 43 ft Depth x Width
Garage Area252 sqft Garage
Porch Area84 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address5 LOCUST ST
CitySAINT AUGUSTINE
StateFL
Zip32084-2808
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionABBOTT TR CITY E43FT LOT 1 & W15 OF E44FT LOT 2 BLK D OR4624/516
Legal Range30E
Legal Township07S
Legal Section18
Legal SubdivisionABBOTT TRACT
Legal BlockD
Legal Lot Number1,2
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2074
Census Tract20200

Owner

Source: St. Johns County records · APN 194760-0000

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3532 TRIDENT CT, JACKSONVILLE BEACH, FL 32250-3008
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 09, 2018Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
AMERIS BANK
Dec 19, 2017Warranty Deed, Transfer · Conventional Mortgage
NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 09, 2018 · Amount on Record
Deed SaleOct 09, 2018 · Amount on Record
Prior SaleDec 19, 2017 · Amount on Record
Deed Doc Number201873176
Deed Book / Page4624 / 516
Prior Transfer DateApr 20, 2001
Prior Transfer Doc0000032214
Record RefreshedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address5 LOCUST ST, SAINT AUGUSTINE, FL 32084-2808
Document Number0048730595
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3 BAY VIEW DR ST AUGUSTINE FL 320842104, ST AUGUSTINE, FL 32084-2104

Mortgage

Document Number0048730595
DateJan 29, 2020
Book Page004873/000595
Instrument6956
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 28, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 09, 2018
Property Address5 LOCUST ST, SAINT AUGUSTINE, FL 32084-2808
Document Number0046240516
Book / Page4624 / 0516
Instrument DateOct 09, 2018
Instrument2018073176
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address42 CINCINNATI AVE, 42, SAINT AUGUSTINE, FL 32084-3357

Transferred To (Grantee/Buyer)

NameVerified Name
Address3532 TRIDENT CT, JACKSONVILLE BEACH, FL 32250-3008

Mortgage

Document Number2018073177
DateOct 09, 2018
Instrument2018073177
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateNov 01, 2023
Change FrequencyAnnually
Min Rate At Change3.37%
Max Rate At Change7.37%
Index1-Year LIBOR
Max Rate10.3%

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 19, 2017
Property Address5 LOCUST ST, SAINT AUGUSTINE, FL 32084-2808
Document Number0044781708
Book / Page004478 / 001708
Instrument DateDec 15, 2017
Instrument85788
Transaction TypeTransfer
Record UpdatedAug 29, 2018
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,681.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5 LOCUST ST ST AUGUSTINE FL 320842808, ST AUGUSTINE, FL 32084-2808

Mortgage

Document Number44781710
DateDec 19, 2017
Book Page004478/001710
Instrument85789
Lender
NameNATIONAL BK/COMMERCE
TypeBank
AddressBIRMINGHAM, AL 35223
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 18, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$602,806 (+1.47%) Land $159,588 Building $443,218$602,806 (+1.47%) Land $159,588 Building $443,218
2025$11,737.00 (+11.64%)$594,051 (+5.81%)$594,051 (+5.81%) Land $159,588 Building $434,463
2024$10,513.00 (+6.41%)
2023$9,880.00 (+11.66%)$561,437 (+17.7%)$561,437 (+17.7%) Land $145,778 Building $415,659
2022$8,848.00$476,994$476,994 Land $146,084 Building $330,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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