5 Locust Pl, Colts Neck, NJ 07722 Property Records

Monmouth County and Colts Neck Township property record for 5 Locust Pl, Colts Neck, NJ 07722

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,578 sqft · built 1962
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on File
Last Sale$520,000 (Nov 2014)
Tax Bill$12,423 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN10-00007-03-00001

Property Details

APN / Parcel Number

Primary APN10-00007-03-00001
Alternative APN
  • 1000007300001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,578 sqft Living Area
1st Floor Area1,705 sqft
Basement Area1,456 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area47,916 sqft
Garage TypeAttached

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Old Parcel Number1000007300001
Street Address5 LOCUST PL
CityCOLTS NECK
StateNJ
Zip07722-1114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF40
Legal SubdivisionCLOVER HILL SEC 1
Legal Block7.3
Legal Lot Number1
JurisdictionMONMOUTH NJ
Township / Civil DivisionCOLTS NECK
Census Block Group1
Census Block1016
Census Tract809901

Owner

5 Locust Pl is owned and occupied by an individual who bought it in November 2014.

Source: Monmouth County and Colts Neck Township records, as of July 9, 2026

Owner of RecordIndividual Name on File
Mailing Address5 LOCUST PL, COLTS NECK, NJ 07722-1114
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2014 · Amount on File
Deed SaleNov 14, 2014 · Amount on File
Deed Document Number201492159
Deed Book / Page9088 / 9446
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address5 LOCUST PL, COLTS NECK, NJ 07722-1114
Document Number0000043438
Instrument DateApr 9, 2020
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyPROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 LOCUST PL COLTS NECK NJ 077221114, COLTS NECK, NJ 07722-1114

Mortgage

Document Number0000043438
DateApr 24, 2020
Book Page009409/008129
Instrument43438
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5 Locust Pl was $12,423, up 15.7% from the year before.

Source: Monmouth County and Colts Neck Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionColts Neck Township
Elementary School DistrictColts Neck Township School District (KG - 08)
Secondary School DistrictFreehold Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$942,200 (+5.72%) Land $600,500 Building $341,700$942,200 (+5.72%) Land $600,500 Building $341,700
2025$12,423.00 (+15.72%)$891,200 Land $518,200 Building $373,000$891,200 Land $518,200 Building $373,000
2024$10,735.00
2023$703,800 Land $415,200 Building $288,600$703,800 Land $415,200 Building $288,600
2022$10,004.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Locust Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims15 (1980–2018)
Claims Outside the SFHA10 of 15
Most Recent ClaimMar 2018 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Locust Pl is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 67% of New Jersey
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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